JetSet Posted October 2, 2014 Share Posted October 2, 2014 Its obviously an indicator of nothing more than than acceleration and braking and in my book that has no bearing on whether someone is driving safely. Might measure G Force on cornering too. To be really smart though it would have to have a built in GPS, one that recognises speed limits amongst other things. Pete Quote Link to comment Share on other sites More sharing options...
Jetpilot Posted October 2, 2014 Share Posted October 2, 2014 Its obviously an indicator of nothing more than than acceleration and braking and in my book that has no bearing on whether someone is driving safely. Might measure G Force on cornering too. To be really smart though it would have to have a built in GPS, one that recognises speed limits amongst other things. Pete I would guess it has that too or as you say, how would it know if your were obeying the speed limit. Quote Link to comment Share on other sites More sharing options...
twobears Posted October 2, 2014 Share Posted October 2, 2014 Pete, I think it must have GPS because it definitely tells her that she hasn't been speeding (or at least that's what she tells me) I'm sure I could log in too but I trust her. Quote Link to comment Share on other sites More sharing options...
coldel Posted October 2, 2014 Share Posted October 2, 2014 I went to the 'connected car' conference in Amsterdam a few months back and this company were there talking, it is impressive tech with GPS, accelerometers along with all the data the car collects through the ECU. If it is used in insurance claims then it must be a bit more than just a crude measuring device otherwise it would be dismissed. Also if things like airbags are activated then the help centre will contact the owner and be immediate contact with emergency services with the exact coordinates of the accident to get an ambulance over there. Quote Link to comment Share on other sites More sharing options...
JetSet Posted October 2, 2014 Share Posted October 2, 2014 I went to the 'connected car' conference in Amsterdam a few months back and this company were there talking, it is impressive tech with GPS, accelerometers along with all the data the car collects through the ECU. If it is used in insurance claims then it must be a bit more than just a crude measuring device otherwise it would be dismissed. Also if things like airbags are activated then the help centre will contact the owner and be immediate contact with emergency services with the exact coordinates of the accident to get an ambulance over there. Wonder how long it'll be before these are fitted as standard to new cars ? Pete Quote Link to comment Share on other sites More sharing options...
coldel Posted October 2, 2014 Share Posted October 2, 2014 I read a report this week that 2m cars in the US currently have in effect a kill switch that finance companies can activate if payments are missed. There was a story that one woman doing 70 on a motorway had her car killed and she was left drifting with no brakes or throttle in the middle lane! Yet the authorities say its ok! Quote Link to comment Share on other sites More sharing options...
Stutopia Posted October 2, 2014 Share Posted October 2, 2014 I read a report this week that 2m cars in the US currently have in effect a kill switch that finance companies can activate if payments are missed. There was a story that one woman doing 70 on a motorway had her car killed and she was left drifting with no brakes or throttle in the middle lane! Yet the authorities say its ok! When you said "kill" swicth, I thought you meant the engine, not the occupants 1 Quote Link to comment Share on other sites More sharing options...
Jetpilot Posted October 2, 2014 Share Posted October 2, 2014 I went to the 'connected car' conference in Amsterdam a few months back and this company were there talking, it is impressive tech with GPS, accelerometers along with all the data the car collects through the ECU. If it is used in insurance claims then it must be a bit more than just a crude measuring device otherwise it would be dismissed. Also if things like airbags are activated then the help centre will contact the owner and be immediate contact with emergency services with the exact coordinates of the accident to get an ambulance over there. Dont the Americans have this already, Allstar or something like that? Quote Link to comment Share on other sites More sharing options...
Zeezeebaba Posted October 3, 2014 Share Posted October 3, 2014 It's a misconception that the ladies have less accidents,in reality men and women have roughly the same amount of accidents on average. The distinction especially within the 17 to 25 bracket is the type of accident. It's all to do with biology, the men having ancestry relating to hunting and gathering are mentally better on average at spatial awareness tasks and take more risks especially relating to speed. The ladies are more cautious whilst driving but less capable of spatial awareness tasks. Hence male accidents are usually more devastating and expensive whereas the ladies are more than likely low speed car park type dings. There has been a trend of more ladies having higher speed accidents but insurance companies put this down to the increase in career women owning more powerful cars. Any device that slows down new drivers is a good idea and also anything that helps reduce the extortionate premiums they pay is also good. So to recap, men and women crash on average in equal measure but the value of the claims is lower for women on average because the accidents are usually low speed. There is a distortion of figures relating to technology such as mobile phones or driving under the influence, these factors confuse the accident figures but don't occur in a sufficient number to affect the average. Women in general are safer than men end of. Quote Link to comment Share on other sites More sharing options...
coldel Posted October 3, 2014 Share Posted October 3, 2014 Would like to see the stats on the above mate, I imagine there are some assumptions in there? Or did it come out of an article somewhere you read? Quote Link to comment Share on other sites More sharing options...
Zeezeebaba Posted October 3, 2014 Share Posted October 3, 2014 (edited) One of my roles for a previous employer was accident investigator . Also our most popular type of accident whilst driving was a rear end shunt, driving to close to the vehicle in front or lack of observation at traffic signals/junctions. This was followed in second place by crossing another vehicles priority. Interesting also that excess speed wasn't a major factor in most accidents but the fatality rate increased in those accidents involving speed. Edited October 3, 2014 by Zeezeebaba Quote Link to comment Share on other sites More sharing options...
Zeezeebaba Posted October 3, 2014 Share Posted October 3, 2014 (edited) Of course insurers also factor in vehicle crime stats versus the amount of claims per vehicle type and repair costs. One of my current clients is Thatcham research and they work in partnership with other agencies such as Audatex. One studies impact survivability on new cars in an independent crash lab and assesses repair techniques etc. The other then translates this as a measure for any particular vehicle relating to insurance. Edited October 3, 2014 by Zeezeebaba Quote Link to comment Share on other sites More sharing options...
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