Drive Like a Girl...

[StevoD]

ooooer i think its a bit of scam really as it doesnt account for other people on the road your trying to miss, Best of luck to her tho

Edited October 1, 2014 by StevoD

[Keyser]

I want to put one in my track car and see if I ever get a green light when I drive

[StevoD]

i wonder how they would feel about my drifting in the Z

[twobears]

ooooer i think its a bit of scam really as it doesnt account for other people on the road your trying to miss, Best of luck to her tho

 

Yes, it's a bit of a blunt instrument and I have told her to ignore it if she needs to brake or accelerate hard to avoid trouble. She's actually a good little driver and passed her test first time after a few lessons. I am very protective of her though and tell her to do as I say and not as I do

 

Yes, Keyser, I think that's a brilliant plan. Do let us know how it goes

[Keyser]

 

 

....................... She's actually a good little driver ....................

 

 

OK How do I take that word "little" in that sentence?

 

1. She is a small person but even despite this hindrance is still a good driver

 

2. She is good at driving little things but not so hot driving the big things

 

3. She is a good driver when it comes to short journeys

 

I'm going for number 1 but only as that will give all the smaller drivers on here a complex

 

 

 

All meant in jest of course

[Keyser]

i wonder how they would feel about my drifting in the Z

 

We could swap the box between cars see how long before they revoke our insurance

[twobears]

Point taken Keyser Let's put it down as a 'turn of phrase' shall we? She's a slender 5' 8" so definitely not short. We've been on 4 WD days together with the Land Rover and she's tackled some big hills in a big car, so I'm wrong on that count too. And, finally, she's driven from Yorkshire to Cornwall twice without a problem so, yup, I am a bad mother who talks tripe and who should, henceforth be roundly ignored!!! I am sure daughter will agree with the final point

[Keyser]

^^^ Awesome come back

 

I was only pulling ya leg - you caught me in one of those lets be pedantic moods you know I still luv ya really

 

I'm now gonna get flamed when I make a slip though

Edited October 1, 2014 by Keyser

[GMballistic]

...but if stats prove that they have less accidents then I can't see a problem with it?

The problem is as I see it;

 

According to insurance companies younger men may be worse drivers but this is because when they have a crash it's usually a big one/possibly at high speed/writing off the vehicle and involving a claim.

Whereas younger women drivers "probably" have a lot of accidents which aren't recorded in insurance stats due to no claim being made. E.g. They drive off after bumping someones car in a car park, scraping their own car at a low speed whilst parking due to misjudging the size or backing into something etc.

 

Does that make younger women better drivers then younger men? I don't necessarily think so.

 

Personally I don't think young men or young women drivers are any better or worse than each other. I just think they have different types of accidents and cause different types of problems on the roads.

 

Insurance should be equal imo for both sexes and should be judged only on experience gained with claims/convictions being taken into account at renewal time.

Example:

Same postcode area ~ 18 year old girl A driving 1.25 Fiesta ~ first years insurance £1000

Same postcode area ~ 18 year old boy A driving 1.25 Fiesta ~ first years insurance £1000

 

Renewal time: Same postcode area ~ 19 year old girl A driving 1.25 Fiesta ~ 1 years ncb ~ second years insurance £800 (Gone down due to experience gained & no claim/convictions)

Renewal time: Same postcode area ~ 19 year old boy A driving 1.25 Fiesta ~ 1 years ncb but 3 points for speeding ~ second years insurance £1100 (Gone up slightly due to motoring conviction)

 

And vice a versa if that makes sense. Basically everyone should start on an even keel regardless of gender.

[Grundy]

I just can#t get over the company name

 

So does this been I should drive like a female rally driver, female formula driver, female drifter etc? Drive like a female that bumps into cars etc.

 

 

At the end of the day, i'd say a high percentage of accidents are down to drivers not being confident, I hate drivers who freak out when they come to a unknown junction, or a unknown location, or have to do a manoeuvre that's out of there comfort zone. No confidence = Shouldn't be on the road.

[Stutopia]

...but if stats prove that they have less accidents then I can't see a problem with it?

 

The problem is as I see it;

 

According to insurance companies younger men may be worse drivers but this is because when they have a crash it's usually a big one/possibly at high speed/writing off the vehicle and involving a claim.

Whereas younger women drivers "probably" have a lot of accidents which aren't recorded in insurance stats due to no claim being made.

 

Does that make younger women better drivers then younger men? I don't necessarily think so.

 

Basically everyone should start on an even keel regardless of gender.

 

Gender stereoypes aside

 

Insurers don't care who is a "better" driver, they care who is statistically more like to make fewer claims. So driver A (male or female) with 1 bump per month which they don't claim for is a "better driver" than driver B with one write off in 3 years, but no bumps.

 

The idea that everyone gets treated equally is a bit naive, although I get the principle you're driving at (and agree with it). Insurers are managing risk, so if you happen to fit the riskiest profile (young male driver), you get the risky premium. It sucks, but it's the only logical way to run a business.

[GMballistic]

Gender stereoypes aside

 

Insurers don't care who is a "better" driver, they care who is statistically more like to make fewer claims. So driver A (male or female) with 1 bump per month which they don't claim for is a "better driver" than driver B with one write off in 3 years, but no bumps.

 

The idea that everyone gets treated equally is a bit naive, although I get the principle you're driving at (and agree with it). Insurers are managing risk, so if you happen to fit the riskiest profile (young male driver), you get the risky premium. It sucks, but it's the only logical way to run a business.

I don't run an Insurance company obviously, ...but if I did it would be the fairest in the world, although probably not the most profitable.

[JetSet]

 

The problem is as I see it;

 

According to insurance companies younger men may be worse drivers but this is because when they have a crash it's usually a big one/possibly at high speed/writing off the vehicle and involving a claim.

Whereas younger women drivers "probably" have a lot of accidents which aren't recorded in insurance stats due to no claim being made. E.g. They drive off after bumping someones car in a car park, scraping their own car at a low speed whilst parking due to misjudging the size or backing into something etc.

 

Does that make younger women better drivers then younger men? I don't necessarily think so.

 

 

 

Some research will tell you that young males are more likely to have recordable accidents. I dug up some figures that show young males are twice as likely to be killed by drink driving, 15 times as likely to be killed by aggresive driving, etc. The only causes of fatal accidents that are higher in young females are distractions like mobile phones, etc. I also found this.

Young men are involved in more accidents than young women, partly because young men do more driving than young women. Young men’s attitude to driving and a propensity to take more risks remains a major problem.

Accidents and road types

On rural (non built-up) roads:

• young male and female drivers are killed or seriously injured in large numbers relative to other age groups
  
• one in four male drivers killed or seriously injured is under 25
  
• about twice as many young men under 25 years are killed or seriously injured than young women of the same age
  
• the number of driver casualties declines sharply after the age of 25
  

 

Pete

[GMballistic]

^^ Interesting read Pete.

[ilogikal1]

I just can#t get over the company name

 

So does this been I should drive like a female rally driver, female formula driver, female drifter etc? Drive like a female that bumps into cars etc.

 

Simple solution is to ask them; they say drive like a girl, they must have a specific one in mind. Actually, I've got nothing better to do with my evening....

[coldel]

And you got to remember, this is from an insurance point of view. If girls have knocks that aren't reported, that is completely irrelevant. At the end of the day they have to put a premium against the likelihood of making a claim, if girls aren't making those claims then it is not costing the insurer hence the lower quotes for women. Drivelikeagirl has been around for years, its not new, there was legislation that said premiums cannot be dictated by gender but that is nonsense, you may as well say then it is ageist to dictate by age, locationist to dictate by your post code and so on - until we all have the same premium!

[StevoD]

Edited October 2, 2014 by StevoD

[Jetpilot]

So does the little black box tell insurance companies if they pull out of junction on someone, same changing lanes on a motorway, hog the middle lane, jump red lights, dont indicate etc

 

I am guessing not and presume it literally monitors their acceleration and braking, so effectively they could still be very dangerous but "smooth" drivers so thats ok then

[Grundy]

So does the little black box tell insurance companies if they pull out of junction on someone, same changing lanes on a motorway, hog the middle lane, jump red lights, dont indicate etc

 

I am guessing not and presume it literally monitors their acceleration and braking, so effectively they could still be very dangerous but "smooth" drivers so thats ok then

Basically encourages people to drive like absolute idiots on a slip road - 50% of the time you can't just casually drive onto a motorway especially on the A3 where 90% of the slip roads are about 4 cars long.

The amount of times I've seen people stop at the end of the slip road because they didn't speed up to merge on to the motorway is ridiculous!

[twobears]

I didn't invent the telematics box and have never even seen the thing because my daughter lives in Yorkshire and I live in Surrey so I'm honestly not sure how it works. I don't see how it can be anything more than a crude indicator of a driving safety though unless it had a camera attachment so the insurers could watch what was actually happening? It seems stupid that my daughter gets penalised for moving her car a few feet along the drive and I don't see in what way this indicates poor driving on her part?

 

grundy, I've been driving a lot longer than you and I have only seen that happen a handful of times so I think you must be very unlucky

[Grundy]

I didn't invent the telematics box and have never even seen the thing because my daughter lives in Yorkshire and I live in Surrey so I'm honestly not sure how it works. I don't see how it can be anything more than a crude indicator of a driving safety though unless it had a camera attachment so the insurers could watch what was actually happening? It seems stupid that my daughter gets penalised for moving her car a few feet along the drive and I don't see in what way this indicates poor driving on her part?

 

grundy, I've been driving a lot longer than you and I have only seen that happen a handful of times so I think you must be very unlucky

Come drive on the A3 on a daily basis It's a nightmare.

[twobears]

I already do!! We must be driving at different times

[Flex]

I didn't invent the telematics box and have never even seen the thing because my daughter lives in Yorkshire and I live in Surrey so I'm honestly not sure how it works. I don't see how it can be anything more than a crude indicator of a driving safety though unless it had a camera attachment so the insurers could watch what was actually happening? It seems stupid that my daughter gets penalised for moving her car a few feet along the drive and I don't see in what way this indicates poor driving on her part?

 

grundy, I've been driving a lot longer than you and I have only seen that happen a handful of times so I think you must be very unlucky

Come drive on the A3 on a daily basis It's a nightmare.

 

She's spoken for too Matthew

[Grundy]

My god!

[Jetpilot]

I don't see how it can be anything more than a crude indicator of a driving safety

 

my daughter gets penalised for moving her car a few feet along the drive

 

Its obviously an indicator of nothing more than than acceleration and braking and in my book that has no bearing on whether someone is driving safely.

 

Typical stereotypical mentality from the higher authorities that driving slowly and cautiously makes you a "safe" driver opposed to the whole if you speed you must be high risk and destined to burn in hell for all eternity.

 

Hence the general hatred for speed cameras, they dont address bad driving, just speeding, i wonder if there is any research to show a correlation between how many people that have been caught speeding have also had accidents and those that have had accidents but havent been caught for speeding? Would make for much more interesting reading imho!

Edited October 2, 2014 by Jetpilot