ioneabee Posted September 18, 2014 Share Posted September 18, 2014 struggling to find 1 weeks insuance for an 18 yr old just passed (hopefully) suggestions on how to do this alot of sites are saying hold a licence for 1 year or more - but they don't say whether its a full or provisional (he's held his for more than 1 yr but provisional) Many sites won't accept unless older than 19 he's off to uni next week so pointless taking out insurance for a year Quote Link to comment Share on other sites More sharing options...
Ekona Posted September 18, 2014 Share Posted September 18, 2014 I'm not sure any one would, or that I'd bother if it's just for a week. Tbh using taxis would probably be cheaper. Quote Link to comment Share on other sites More sharing options...
Gudzy Posted September 18, 2014 Share Posted September 18, 2014 Take out a policy for the year and make use of the 14 day cooling off period. Quote Link to comment Share on other sites More sharing options...
ioneabee Posted September 18, 2014 Author Share Posted September 18, 2014 I'm not sure any one would, or that I'd bother if it's just for a week. Tbh using taxis would probably be cheaper. there speaks someone who hasn't got kids and is soooo old he can't remember what it was like when he passed his test nah, sorry dan - not an option Quote Link to comment Share on other sites More sharing options...
ioneabee Posted September 18, 2014 Author Share Posted September 18, 2014 its all supposition anyway at the moment Quote Link to comment Share on other sites More sharing options...
350zedd Posted September 18, 2014 Share Posted September 18, 2014 I think the closest you can get to this, is to add him on to your own policy for a short period. Failing that, I think it will be hard to find anyone interested, without having a full licence for 12 months Quote Link to comment Share on other sites More sharing options...
Ekona Posted September 18, 2014 Share Posted September 18, 2014 What does he need the car for, for a week? Can he not just suffer with public transport? I just think it's going to be a lot of cost and ballache for little gain. Quote Link to comment Share on other sites More sharing options...
Flex Posted September 18, 2014 Share Posted September 18, 2014 Let him drive without insurance, the fine is probably less than the insurance 1 Quote Link to comment Share on other sites More sharing options...
JetSet Posted September 18, 2014 Share Posted September 18, 2014 O.K, I used a company called Fortis, they have now changed their name to Aegas. This involved me insuring the car for 12 months and adding my daughter as a named driver. This would allow her to drive the car for I think 30 days per year. You could choose which days you wanted by popping in to the insurance brokers and nominating the period you needed cover for. We did it in blocks of 10 days and there was an additional fee (something like a tenner) for each block as I remember it. Pete 1 Quote Link to comment Share on other sites More sharing options...
ioneabee Posted September 18, 2014 Author Share Posted September 18, 2014 What does he need the car for, for a week? Can he not just suffer with public transport? I just think it's going to be a lot of cost and ballache for little gain. we live in the countryside..............what public transport if we want go by public transport - we have to (mainly) drive to get to it then so long as we don't want to come back the same day........... he has a girlfriend he wants to impress and yes, I could carry on driving him (not a problem), but all I'll say is that he NEEDS his independance and yes I could refuse to sort it, but I won't and no - he is not a spoiled brat - he's extremely polite and courteous (or else ) - not your average teenager (even if i do say so myself ) Quote Link to comment Share on other sites More sharing options...
ioneabee Posted September 18, 2014 Author Share Posted September 18, 2014 ah well, the question is irrelevant now failed for not looking behind him when reversing around a corner - he just used his mirrors he not happy Quote Link to comment Share on other sites More sharing options...
twobears Posted September 18, 2014 Share Posted September 18, 2014 Aw, sorry to hear that Hope he can get another test booked soon. Quote Link to comment Share on other sites More sharing options...
Ekona Posted September 18, 2014 Share Posted September 18, 2014 Arse, sorry dude Quote Link to comment Share on other sites More sharing options...
Ekona Posted September 18, 2014 Share Posted September 18, 2014 Ironically, if he'd been in a van he would've passed. 1 Quote Link to comment Share on other sites More sharing options...
350zedd Posted September 18, 2014 Share Posted September 18, 2014 ..........in the meantime, you could allow him take his girl out in the Zed if he wants to impress. You could supervise from the boot......don't worry, if they turn around, they wont see you anyway, unless they look down Quote Link to comment Share on other sites More sharing options...
ioneabee Posted September 18, 2014 Author Share Posted September 18, 2014 there is no way i'm gonna pay any amount of insurance for him to drive the zed 1 Quote Link to comment Share on other sites More sharing options...
StevoD Posted September 18, 2014 Share Posted September 18, 2014 Cant he pay for his own policy? i and all my friends when we passed are test had to work and save up to pay them 1 Quote Link to comment Share on other sites More sharing options...
ioneabee Posted September 18, 2014 Author Share Posted September 18, 2014 Ironically, if he'd been in a van he would've passed. whilst obviously not wrong from the examiners point of view - it just seemed a bit harsh he had 7 minors (allowed 15) - so well within there - all the other boxes were blank (which means passed ok) Quote Link to comment Share on other sites More sharing options...
ioneabee Posted September 18, 2014 Author Share Posted September 18, 2014 Cant he pay for his own policy? i and all my friends when we passed are test had to work and save up to pay them with what - because he's off to uni, no-one wants to employ him and he has tried a lot of places - employers are looking for part timers, but part time every week etc - he's only available holiday times and those positions appear to be few and far between Quote Link to comment Share on other sites More sharing options...
StevoD Posted September 18, 2014 Share Posted September 18, 2014 i dont want this to come across horribly but im sure it will so please forgive me, if you cant afford it you dont get it! i cant afford a Ferrari, so i don't own a Ferrari if he cant afford an insurance premium, he doesn't get insurance, If i want said Ferrari i do all i can to get it tightening belt etc, its all about priority, When i was 17 on a apprentice wage, i was earning about £450 a month, £350 of that went to insurance the other £100 on fuel to get to and from work but in turn i sacrificed, going out with friends on a Saturday night or buying nice new clothes, or new phone and other gadgets etc, Because my priority was the car Same with a friend i have now he cant understand how we both earn similar but i can afford my car and he was just getting by running a civic, difference is he was spending £150-200 a month on games, DVDs and sweets from tesco to sit in and watch most night with a £20 dominos twice a week, where as i dont, Like you say hes off to UNI which i guessing is his life choice, i still know people who went to uni but haven't got a car but that was there life choice and you cant have everything, No car now and a Degree to earn money for a ferrari in 20 years time or no uni and have the money for a cheap car now I no that sound really point blank and horrible but i dunno how else to say it, its not meant to sound mean Quote Link to comment Share on other sites More sharing options...
Ekona Posted September 18, 2014 Share Posted September 18, 2014 I never knew you had such a mean streak, you make me sound like Mary Poppins! Quote Link to comment Share on other sites More sharing options...
twobears Posted September 18, 2014 Share Posted September 18, 2014 It's an interesting debate i.e. that no-one should have anything that they cannot afford to buy for themselves but it seems fundamentally flawed, perhaps because I am a housewife with no income If Mr TwoBears took your argument to its logical conclusion he would be eating out tonight in a fancy restaurant whilst I sat at home eating macaroni cheese. Oh wait, that is exactly what IS happening I think Andy is just being a nice Dad though and I would do exactly the same for my own child. In fact, I just bought her a brand new car for her 21st, taxed and insured it for her and I pay for all her fuel!! I also let her and her boyfriend live rent free in my house but in return they do a lot of work for me, not paid work as such but they certainly get a lot of 'freebies' and we are all happy with the arrangement. I guess every family is different? Quote Link to comment Share on other sites More sharing options...
ioneabee Posted September 18, 2014 Author Share Posted September 18, 2014 i dont want this to come across horribly but im sure it will so please forgive me, if you cant afford it you dont get it! i cant afford a Ferrari, so i don't own a Ferrari if he cant afford an insurance premium, he doesn't get insurance, If i want said Ferrari i do all i can to get it tightening belt etc, its all about priority, When i was 17 on a apprentice wage, i was earning about £450 a month, £350 of that went to insurance the other £100 on fuel to get to and from work but in turn i sacrificed, going out with friends on a Saturday night or buying nice new clothes, or new phone and other gadgets etc, Because my priority was the car Same with a friend i have now he cant understand how we both earn similar but i can afford my car and he was just getting by running a civic, difference is he was spending £150-200 a month on games, DVDs and sweets from tesco to sit in and watch most night with a £20 dominos twice a week, where as i dont, Like you say hes off to UNI which i guessing is his life choice, i still know people who went to uni but haven't got a car but that was there life choice and you cant have everything, No car now and a Degree to earn money for a ferrari in 20 years time or no uni and have the money for a cheap car now I no that sound really point blank and horrible but i dunno how else to say it, its not meant to sound mean I get you exactly - it was also the way I was brung up but life is very different from when I was a kid and since I can afford to, I will support him as much as i can (within reason). If I see he's starting to take the P*ss, then action WILL be taken to address it. We did his UNI budget last week...............he ain't gonna have a lot to play with after all commitments are met, ergo - he will have to get a job in York - I'm not paying for him to P*ss it up a wall (if you know what I mean) Quote Link to comment Share on other sites More sharing options...
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