wmr1980 Posted August 9, 2014 Share Posted August 9, 2014 (edited) I was with Chris Knott and because I had a company car I lost my 15 years of no claims which was a pain, so I was back at ground 0 when I got the Zed. CK were one of the few places that were able to offer a competitive quote. This year, my renewal came in and it was higher or as high as last year's which was disappointing. I started to hunt around, rang a few of the brokers listed here and found very little that was going to compete. Went to Admiral, and managed to get £480 fully comp, £0 voluntary excess and £100 compulsory excess with courtesy car etc... I found that adding my wife has helped too even though it is doubtful she'll ever drive - but her 6+ years of NCB and 15 years of driving experience undoubtedly helps. So are ADmiral any good? Edited August 9, 2014 by wmr1980 Quote Link to comment Share on other sites More sharing options...
-Bradders- Posted August 9, 2014 Share Posted August 9, 2014 Im currently with admiral theyve been great until now lol.. Ive been paying around 500odd for my cars over the ladt 3-4 years.. Now its gone up to 900odd. Ok the zed has more power but damn lol! Quote Link to comment Share on other sites More sharing options...
Commander Posted August 9, 2014 Share Posted August 9, 2014 Why did you lose your no claims? When I got rid of my comp car, I got them to issue a letter saying I'd not had any claims and the insurer was happy to accept that as a follow on to my last (5yr old) no claims cert, so I kept all my years... Quote Link to comment Share on other sites More sharing options...
wmr1980 Posted August 9, 2014 Author Share Posted August 9, 2014 (edited) They just didn't take it into consideration. I had a private car for 12 years, then had 3 years of company car, but although I had a letter from the company I was told it was because it wasn't a policy in my name they decided it wasn't applicable. Edited August 9, 2014 by wmr1980 Quote Link to comment Share on other sites More sharing options...
jamess115 Posted August 9, 2014 Share Posted August 9, 2014 Shopping around for various premiums recently, I must confess that Chris Knott Insurance make me laugh. They yesterday told me that they are unable to insure me at ANY price because I have had less than 1 years experience driving a car of similar power. This despite the fact that I am a 40 year old man with max no claims. It just cracks me up that they have this policy like i'm some spotty 18year old that has just passed the test. Well that's my rant... Their loss is A-Plan's gain. Quote Link to comment Share on other sites More sharing options...
wmr1980 Posted August 9, 2014 Author Share Posted August 9, 2014 I have to say that the "not driven this sort of car" argument is so irritating. I've owned more powerful cars than the Zed, and have had my bike licence for over 10 years, and 17 years of normal licence with 0 points and 0 claims and yet I get stung because of some stupid audit trail which isn't continuous. Still, if Admiral can honour that £480 FC I'll be happy. Quote Link to comment Share on other sites More sharing options...
Flex Posted August 9, 2014 Share Posted August 9, 2014 I'd of insisted on speaking to a manager, worth pushing it for the amount of money it would save you over the years! Quote Link to comment Share on other sites More sharing options...
jamess115 Posted August 9, 2014 Share Posted August 9, 2014 £480 is a great price. I'm paying £620 FC with breakdown & legal cover and I think that's ok. Quote Link to comment Share on other sites More sharing options...
nissanman312 Posted August 9, 2014 Share Posted August 9, 2014 I've gone with a broker called pace Ward Great personal service and fair price with my few mods and uprev etc Also allow optional track days etc Quote Link to comment Share on other sites More sharing options...
WhackyWill Posted August 9, 2014 Share Posted August 9, 2014 I'm with Admiral, no problem. renewal was even cheaper when I phoned them and told them I had a cheaper quote and would they match it and they did. 1 Quote Link to comment Share on other sites More sharing options...
wmr1980 Posted August 9, 2014 Author Share Posted August 9, 2014 Seems Admiral are decent enough them from the people I see using them here. 1 Quote Link to comment Share on other sites More sharing options...
ilogikal1 Posted August 9, 2014 Share Posted August 9, 2014 (edited) Admiral are okay but their modifications "cover" policy is a complete joke. Also be forewarned, they employ the automatic renewal so next year when their quote is 3x your current premium they'll just take it off you unless you specifically cancel it. Edited August 9, 2014 by ilogikal1 1 Quote Link to comment Share on other sites More sharing options...
Ekona Posted August 9, 2014 Share Posted August 9, 2014 Agreed on the mods. You'll be covered, but not like for like, it's why I don't take the cheapest quote any more. Quote Link to comment Share on other sites More sharing options...
wmr1980 Posted August 9, 2014 Author Share Posted August 9, 2014 Thanks for the heads up. I've got a few weeks still to go so will hunt around. Quote Link to comment Share on other sites More sharing options...
KyleR Posted August 9, 2014 Share Posted August 9, 2014 Chris Knott beat my Admiral quote by 10%, plus as mentioned before, Admiral don't cover mods like for like, Chris Knotts underwriters do 1 Quote Link to comment Share on other sites More sharing options...
wmr1980 Posted August 9, 2014 Author Share Posted August 9, 2014 Well I've sent Admiral's quote over to Chris Knott so will see what they say. Quote Link to comment Share on other sites More sharing options...
Ekona Posted August 9, 2014 Share Posted August 9, 2014 Worth giving A-Plan a call, they mirrored my NCB across when I started buying track cars. Great wiyth mods too, and were very competitive. 1 Quote Link to comment Share on other sites More sharing options...
Richie94gts Posted August 9, 2014 Share Posted August 9, 2014 I got a cheaper quote from elephant and as they're part of the company they'll match it. Works alright for me as long as you remember it's not like for like. Useful at renewal time, play elephant/admiral off against each other. Quote Link to comment Share on other sites More sharing options...
wmr1980 Posted August 11, 2014 Author Share Posted August 11, 2014 Well Chris Knott came back to me and offered a competitive quote. £20 more - however, I'm thinking of going with them since they have looked after me well in the past, and their Ts&Cs are pretty good. And for £20 more than Admiral probably worth it no? What annoys me is the fact that insurance companies are willing to match or be more competitive just for the business, so why not make the premiums lower in the first place? I'm clearly low risk - 15+ years of experience, mid 30s, married and not a chav. Quote Link to comment Share on other sites More sharing options...
skahigh Posted August 11, 2014 Share Posted August 11, 2014 I've just switched to admiral, £300 fully comp with protected no claims, happy with that! 1 Quote Link to comment Share on other sites More sharing options...
Tim BW Posted August 12, 2014 Share Posted August 12, 2014 Have you tried our scheme? Quote Link to comment Share on other sites More sharing options...
wmr1980 Posted August 12, 2014 Author Share Posted August 12, 2014 Hi Tim, Yes I rang you guys but you weren't quite competitive enough Quote Link to comment Share on other sites More sharing options...
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