The Bounty Bar Kid Posted March 13, 2014 Share Posted March 13, 2014 Probably a write off, but then buy it back. Get it repaired to a high standard and then get it tested to get the cat c / cat d classification removed. Its a very detailed test so repair has to be spot on. Only two test centres in the UK as far as I'm aware. I know one is in Crawley, near Gatwick. Quote Link to comment Share on other sites More sharing options...
Fodder Posted March 13, 2014 Share Posted March 13, 2014 (edited) By looking at it is fixable, but insurance company is more likely to write it off. I remember seeing RT performance fixing a similarly damage car. Sorry to see this though This, I had very similar damage in what looks like very similar circumstances and insurance wrote it off. Mine was an 06 roadster though. The value to retain the vehicle was too high though and the car popped up on a eBay a few months later "repaired" and went for pretty much what I could've bought it back for. Sad to see but start building your evidence for value. Don't forget unless you have your mods declared and insured they will only consider stock book price. Mine was totally standard so that made my life a little easier. Oh and even though I pushed my insurers to repair it was down to the discretion of the other parties insurers to write off which really pee'd me off. Good luck though EDIT. I know it's difficult but treat it as a business transaction. It's easy to get emotional about the car and the fact you are effectively an innocent by stander to someone else's stupidity. I did with myself and my life suffered for a while as the other party was being a complete douche about it. Edited March 13, 2014 by Fodder 1 Quote Link to comment Share on other sites More sharing options...
sipar69 Posted March 13, 2014 Share Posted March 13, 2014 How did she not see you!! Hope you get it sorted. Quote Link to comment Share on other sites More sharing options...
Zhorno Posted March 13, 2014 Share Posted March 13, 2014 By looking at it is fixable, but insurance company is more likely to write it off. I remember seeing RT performance fixing a similarly damage car. Sorry to see this though Let them right it off tell them you want to keep it .... They offer car back to you for like 10% or somthing of what it's worth I think then use the difference in money to fix it as cat c/d ... Then keep the difference in money or use it for mods Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
Rock_Steady Posted March 13, 2014 Share Posted March 13, 2014 I can empathise. I had a fossil driving a pug 505 drive straight into my pulsar years back. I was gutted for days and days. Really sorry mate. I'd say a write off as others have said. Cost of panels and airbags + labour if you're not doing it yourself = ££££. so what did she have to say for herself? Quote Link to comment Share on other sites More sharing options...
firemansim Posted March 13, 2014 Share Posted March 13, 2014 That's sad mate, gutted for you, but sh1T happens. It may be a write off, it will be a cat D or C anyway so get the full pay out, buy it back for a £1k or so and get it repaired and enjoy it. +1 Quote Link to comment Share on other sites More sharing options...
gsexr Posted March 13, 2014 Share Posted March 13, 2014 Gutted for yer mate. At least your ok and its a straight forward blame to the other car. Does anyone know if you can still get an agreed value repair ? as apposed to a full retail repair. Using secondhand air bag moduals etc to keep the price down so as not to get it written off. Quote Link to comment Share on other sites More sharing options...
Fodder Posted March 13, 2014 Share Posted March 13, 2014 By looking at it is fixable, but insurance company is more likely to write it off. I remember seeing RT performance fixing a similarly damage car. Sorry to see this though Let them right it off tell them you want to keep it .... They offer car back to you for like 10% or somthing of what it's worth I think then use the difference in money to fix it as cat c/d ... Then keep the difference in money or use it for mods Sent from my iPhone using Tapatalk Not correct in my experience. They offered me to buy mine back at agreed price minus the cost of repairing which in my case worked out at about 60% of the book value. The only way to make a profit would have been to strip and sell over time. As I said it's also not your insurers decision on the write off it's down the other parties which can be a real pain as my insurers said they would have approved repair as it was mainly cosmetic (it would've needed putting on a jig to confirm though) I'd be amazed if they offer you to buy back for 10% of its original value. Quote Link to comment Share on other sites More sharing options...
Zhorno Posted March 13, 2014 Share Posted March 13, 2014 By looking at it is fixable, but insurance company is more likely to write it off. I remember seeing RT performance fixing a similarly damage car. Sorry to see this though Let them right it off tell them you want to keep it .... They offer car back to you for like 10% or somthing of what it's worth I think then use the difference in money to fix it as cat c/d ... Then keep the difference in money or use it for mods Sent from my iPhone using Tapatalk Not correct in my experience. They offered me to buy mine back at agreed price minus the cost of repairing which in my case worked out at about 60% of the book value. The only way to make a profit would have been to strip and sell over time. As I said it's also not your insurers decision on the write off it's down the other parties which can be a real pain as my insurers said they would have approved repair as it was mainly cosmetic (it would've needed putting on a jig to confirm though) I'd be amazed if they offer you to buy back for 10% of its original value. To be honest think they just make it up , my old fn2 civic worth between 6-8k crashed I brought it back for £800 , My mums car worth about 2k they said she can just have it back with no charge , my brothers car worth about 1500 said £120 for it back...... Wierd lol Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
Fodder Posted March 13, 2014 Share Posted March 13, 2014 I think they are a bit more savvy these days and price them at the value you have agreed minus the repair costs. Yes you can get it done cheaper however it's not going to make sense to do so when the value of the car on the market is now less than the cost to buy back and repair due to cat c or d status. The agreed value of mine was very close to 5 figures. I couldn't buy a replacement to my spec for that and I would've been out of pocket buying back and repairing so I let it go. As I said it has to be treated as a business transaction with a clear head not a heavy heart. 1 Quote Link to comment Share on other sites More sharing options...
cs2000 Posted March 14, 2014 Share Posted March 14, 2014 Airbags have gone off , I'd be amazed if they don't write it off mate . Real shame too Exactly my thoughts. Damage looks basically the same as Wasso's, but his airbags didn't deploy, probably saved his cars life to be honest otherwise on-top of the damage for paint, new door, new 1/4 panel they will need at least 2 new airbags (more if you/the original owner took the optional extra with door & A pillar airbags), new seatbelt pre-tensioners as they would have fired too and I cant remember if they have to reset the ECU that controls them but I believe it may be a replacement one of those too. Quote Link to comment Share on other sites More sharing options...
R35LEE Posted March 14, 2014 Share Posted March 14, 2014 I have all airbags etc PM sent Quote Link to comment Share on other sites More sharing options...
gsexr Posted March 14, 2014 Share Posted March 14, 2014 By looking at it is fixable, but insurance company is more likely to write it off.I remember seeing RT performance fixing a similarly damage car. Sorry to see this though Let them right it off tell them you want to keep it .... They offer car back to you for like 10% or somthing of what it's worth I think then use the difference in money to fix it as cat c/d ... Then keep the difference in money or use it for mods Sent from my iPhone using Tapatalk Not correct in my experience. They offered me to buy mine back at agreed price minus the cost of repairing which in my case worked out at about 60% of the book value. The only way to make a profit would have been to strip and sell over time. As I said it's also not your insurers decision on the write off it's down the other parties which can be a real pain as my insurers said they would have approved repair as it was mainly cosmetic (it would've needed putting on a jig to confirm though) I'd be amazed if they offer you to buy back for 10% of its original value. To be honest think they just make it up , my old fn2 civic worth between 6-8k crashed I brought it back for £800 , My mums car worth about 2k they said she can just have it back with no charge , my brothers car worth about 1500 said £120 for it back...... Wierd lol Sent from my iPhone using Tapatalk You spotting a trend here mate...lol Quote Link to comment Share on other sites More sharing options...
Dynamic Turtle Posted March 14, 2014 Share Posted March 14, 2014 (edited) Airbags have gone off , I'd be amazed if they don't write it off mate . Real shame too Exactly my thoughts. Damage looks basically the same as Wasso's, but his airbags didn't deploy, probably saved his cars life to be honest otherwise on-top of the damage for paint, new door, new 1/4 panel they will need at least 2 new airbags (more if you/the original owner took the optional extra with door & A pillar airbags), new seatbelt pre-tensioners as they would have fired too and I cant remember if they have to reset the ECU that controls them but I believe it may be a replacement one of those too. Hmm, forgot about pre-tensioners. Any way of checking whether they've fired or is it an OBD job? And why would the airbag ECU need resetting or replacement? Edited March 14, 2014 by Dynamic Turtle Quote Link to comment Share on other sites More sharing options...
Mopedmark Posted March 14, 2014 Share Posted March 14, 2014 Sorry to see this mate what a bugger Quote Link to comment Share on other sites More sharing options...
DonCool Posted March 14, 2014 Share Posted March 14, 2014 Bah! Sorry to see your photos. I feel your pain. I had exactly the same thing happen to my old mr2 the day after I spent £700 on it getting it through it's MOT for one last year. You can be the best driver in the world but that doesn't mean someone else won't wreck your pride and joy. Hope you don't lose out too badly. Don Quote Link to comment Share on other sites More sharing options...
mikkydoos Posted March 14, 2014 Share Posted March 14, 2014 Do what anybody else would do. Claim for whiplash. That'll cover the shortfall in what they pay you for your write off. Its crap but thats how sh*t insurance is. Sorry to see that m8 : ( Quote Link to comment Share on other sites More sharing options...
Fodder Posted March 14, 2014 Share Posted March 14, 2014 Do what anybody else would do. Claim for whiplash. That'll cover the shortfall in what they pay you for your write off. Its crap but thats how sh*t insurance is. Sorry to see that m8 : ( I totally disagree. Why would you claim for an injury that you never had? It's fraud and it's that attitude which does push up priced. Btw my airbags didn't go off so I think you do need to prepare for the worst Quote Link to comment Share on other sites More sharing options...
ianboom Posted March 14, 2014 Share Posted March 14, 2014 Not up on zeds, but clios need to have the airbag ecu reset, there are people on ebay who do it. Sorry about the car, hope the insurance company pay out the replacement cost rather than the 'market value'. Quote Link to comment Share on other sites More sharing options...
Easty Posted March 14, 2014 Author Share Posted March 14, 2014 Well just so everyone know it's now officially a write off. . . . . . Quote Link to comment Share on other sites More sharing options...
Fodder Posted March 14, 2014 Share Posted March 14, 2014 Well just so everyone know it's now officially a write off. . . . . . Gutted for you but no surprise. Expect book price not replacement value. Build your case now Quote Link to comment Share on other sites More sharing options...
Easty Posted March 14, 2014 Author Share Posted March 14, 2014 Well just so everyone know it's now officially a write off. . . . . . Gutted for you but no surprise. Expect book price not replacement value. Build your case now Ye I know and the Azures seem to hold there money a little better than a few others colours. . . . Think the cheapest one on auto trader at the moment it about £7500, But I'm going to be expecting them to offer me about 4/5k ish :-( Quote Link to comment Share on other sites More sharing options...
Fodder Posted March 14, 2014 Share Posted March 14, 2014 Push them, get similar examples and what price it would cost to buy a similar spec/year/mileage. They go off the book price but if you show that replacing isn't realistic then they will hopefully negotiate. Quote Link to comment Share on other sites More sharing options...
r88adn Posted March 14, 2014 Share Posted March 14, 2014 sorry to see that mate bet you feel sick in your stomach . As for a write off insurance companies can be funny they see it as would it cost more to fix it than the cars worth but so long as there is no real structural like any places that add strengthening to the car you should be able to get it fixed Quote Link to comment Share on other sites More sharing options...
HoundDog Posted March 14, 2014 Share Posted March 14, 2014 Sorry to hear about his fella really feel for you : ( Quote Link to comment Share on other sites More sharing options...
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