ATTAK Z Posted November 26, 2013 Share Posted November 26, 2013 Last year I was insured by Aviva on a multi car policy (starting with 3 cars and then, after selling the Arosa, only 2 cars) I went into the deal with 27 NCD for both me and my wife. I've just renewed with Privilege (who were £100 cheaper) and Aviva will only confirm I have 6 years NCD Barstuards How can they do this ? They've stolen 22 years of careful driving by me and my wife ... there must be a law against it ... How can this be resolved ? Quote Link to comment Share on other sites More sharing options...
Wasso Posted November 26, 2013 Share Posted November 26, 2013 (edited) Clearly an error I'd get on to Aviva and if not take Paul Whitehouse hostage!! Edited November 26, 2013 by Wasso 2 Quote Link to comment Share on other sites More sharing options...
kbeast35 Posted November 26, 2013 Share Posted November 26, 2013 I had something similar once with tesco over a non fault claim I had 9 years ncb and when they sent me my proof of ncb I only had 3 years, got on the phone and was told that while the claim was being processed they had taken 3 years ncb from me and because they class 6 years as maximum it left me with 3!!! Had to wait for the claim to go through to get my full 9 years back, I'm guessing aviva are trying to use the same bs logic!! Quote Link to comment Share on other sites More sharing options...
ATTAK Z Posted November 26, 2013 Author Share Posted November 26, 2013 I had something similar once with tesco over a non fault claim I had 9 years ncb and when they sent me my proof of ncb I only had 3 years, got on the phone and was told that while the claim was being processed they had taken 3 years ncb from me and because they class 6 years as maximum it left me with 3!!! Had to wait for the claim to go through to get my full 9 years back, I'm guessing aviva are trying to use the same bs logic!! Yep but neither of us have had claims in the last 28 years Quote Link to comment Share on other sites More sharing options...
kbeast35 Posted November 26, 2013 Share Posted November 26, 2013 I understand that mate but if they see 6 as maximum maybe that is why they have only given you proof of 6, just guessing Quote Link to comment Share on other sites More sharing options...
ATTAK Z Posted November 26, 2013 Author Share Posted November 26, 2013 I understand that mate but if they see 6 as maximum maybe that is why they have only given you proof of 6, just guessing You're right but that doesn't make what they've done right ... as I said I went into Aviva with 27 years NCD, had no claims, and came out with only 6 years ... Quote Link to comment Share on other sites More sharing options...
Richf Posted November 26, 2013 Share Posted November 26, 2013 But if you don't get any further discount does it really matter ? Quote Link to comment Share on other sites More sharing options...
ATTAK Z Posted November 26, 2013 Author Share Posted November 26, 2013 But if you don't get any further discount does it really matter ? Yes !!! ... cost me an extra 20 quid with Privilege Quote Link to comment Share on other sites More sharing options...
WhackyWill Posted November 26, 2013 Share Posted November 26, 2013 (edited) I have over 30 years NCBs and I only ever get credit for 9 years on any insurance renewal so what happened to my other 21 years ??? My son's insurance company WONT give him any credit for his NCBs until he's 25, he started driving at 17 and never had an accident or claim. ITS JUST INSURANCE COMPANIES DOING WHAT INSURANCE DO... RIP YOU OFF... :rant: Edited November 26, 2013 by WhackyWill 1 Quote Link to comment Share on other sites More sharing options...
Jay-350z Posted November 26, 2013 Share Posted November 26, 2013 Am I the only one who has be given practically free ncd. I have 5 years, yet I've only been driving for 3. Makes entering it into the net difficult. Lol. Quote Link to comment Share on other sites More sharing options...
Richf Posted November 26, 2013 Share Posted November 26, 2013 Am I the only one who has be given practically free ncd. I have 5 years, yet I've only been driving for 3. Makes entering it into the net difficult. Lol. Shhhh the old boys are having a rant 4 Quote Link to comment Share on other sites More sharing options...
kbeast35 Posted November 26, 2013 Share Posted November 26, 2013 ITS JUST INSURANCE COMPANIES DOING WHAT INSURANCE DO... RIP YOU OFF... :rant: ^this^ phone them up and make them have it, it could just be an error on their part, and i agree it does matter that they have taken it from you regardless of what their maximum limit is Quote Link to comment Share on other sites More sharing options...
Jay-350z Posted November 26, 2013 Share Posted November 26, 2013 Am I the only one who has be given practically free ncd. I have 5 years, yet I've only been driving for 3. Makes entering it into the net difficult. Lol. Shhhh the old boys are having a rant I don't know why you oldies bother ranting. My insurance is still four figures. Quote Link to comment Share on other sites More sharing options...
ATTAK Z Posted November 26, 2013 Author Share Posted November 26, 2013 ITS JUST INSURANCE COMPANIES DOING WHAT INSURANCE DO... RIP YOU OFF... :rant: ^this^ phone them up and make them have it, it could just be an error on their part, and i agree it does matter that they have taken it from you regardless of what their maximum limit is tried that to no avail ... just a nellie no brain on the other end of the phone Quote Link to comment Share on other sites More sharing options...
Humpy Posted November 26, 2013 Share Posted November 26, 2013 Am I the only one who has be given practically free ncd. I have 5 years, yet I've only been driving for 3. Makes entering it into the net difficult. Lol. Shhhh the old boys are having a rant I don't know why you oldies bother ranting. My insurance is still four figures. Because im sure if you were in the same situation you would be moaning! Quote Link to comment Share on other sites More sharing options...
WhackyWill Posted November 26, 2013 Share Posted November 26, 2013 Am I the only one who has be given practically free ncd. I have 5 years, yet I've only been driving for 3. Makes entering it into the net difficult. Lol. Shhhh the old boys are having a rant I don't know why you oldies bother ranting. My insurance is still four figures. Unfortunately its us oldies who pay through the nose for the exuberance of youth.. !! :disguise: Quote Link to comment Share on other sites More sharing options...
ioneabee Posted November 26, 2013 Share Posted November 26, 2013 except that there's not one of us on here older than 18 ....................in our minds anyway 3 Quote Link to comment Share on other sites More sharing options...
ATTAK Z Posted November 26, 2013 Author Share Posted November 26, 2013 (edited) Anyway, back on topic, what's the answer ....how can I get my 28 years NCD back ? Edited November 26, 2013 by ATTAK Z Quote Link to comment Share on other sites More sharing options...
Richf Posted November 26, 2013 Share Posted November 26, 2013 Write to them , and your previous insurer prior to aviva to see if they have the renewal documentation Quote Link to comment Share on other sites More sharing options...
kbeast35 Posted November 26, 2013 Share Posted November 26, 2013 personally i wouldnt take no for an answer and get back onto them until they give you what you want! do you still have a copy of your proof of 27 years that you used to get your insurance with aviva, if so worst case scenario is to use that as proof for your new insurance company, that way you will have only lost a year Quote Link to comment Share on other sites More sharing options...
ATTAK Z Posted November 26, 2013 Author Share Posted November 26, 2013 Write to them , and your previous insurer prior to aviva to see if they have the renewal documentation I have proof of my previous NCD (27 years) from Admiral ... Privilege (my current insurer) were not interested Quote Link to comment Share on other sites More sharing options...
Sarnie Posted November 26, 2013 Share Posted November 26, 2013 Are you saying that Privilege would give you more of a discount if you could prove that you have more than six years NCD? I thought six years was the max for NCD? Quote Link to comment Share on other sites More sharing options...
ATTAK Z Posted November 26, 2013 Author Share Posted November 26, 2013 (edited) Are you saying that Privilege would give you more of a discount if you could prove that you have more than six years NCD? Yep ... 5% more ... and I can prove I have 27+1 years, but they say they can only take into account the NCD stated by my previous insurer (Aviva) Edited November 26, 2013 by ATTAK Z Quote Link to comment Share on other sites More sharing options...
ioneabee Posted November 26, 2013 Share Posted November 26, 2013 I thought the max they gave was 9 years Quote Link to comment Share on other sites More sharing options...
ATTAK Z Posted November 26, 2013 Author Share Posted November 26, 2013 I thought the max they gave was 9 years apparently it varies from company to company ... that's the basis of my rant Quote Link to comment Share on other sites More sharing options...
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