downhuman Posted July 26, 2013 Share Posted July 26, 2013 Just accepted a quote for £275 inc mods... Protected no claims, £100 excess. Or six months road tax lol. The shameful thing is now I'm insured by diamond for women. The joy of it being illegal to sexually discriminate lol. 2 Quote Link to comment Share on other sites More sharing options...
Shenley Posted July 26, 2013 Share Posted July 26, 2013 You think that's bad......... I'm insured by SAGA................. and it's cheaper! Now if only I could fit the Zimmer frame in the boot...... Quote Link to comment Share on other sites More sharing options...
peteman35 Posted July 26, 2013 Share Posted July 26, 2013 Shouldn't laugh diamond give free insurance on your hand bag. Quote Link to comment Share on other sites More sharing options...
370Ad Posted July 26, 2013 Share Posted July 26, 2013 Great deal. Just tell people its admiral...all part of the same group 1 Quote Link to comment Share on other sites More sharing options...
DoogyRev Posted July 26, 2013 Share Posted July 26, 2013 Shouldn't laugh diamond give free insurance on your hand bag. Dan !! Good news for you Quote Link to comment Share on other sites More sharing options...
downhuman Posted July 27, 2013 Author Share Posted July 27, 2013 I'm 'only' 30 too - never had insurance that cheap Quote Link to comment Share on other sites More sharing options...
Reeco Posted July 27, 2013 Share Posted July 27, 2013 If you think that's bad try deal with the laughs you get when you tell people your insured by "good girl" and your still paying £200 a month -.- Quote Link to comment Share on other sites More sharing options...
Mack Posted July 27, 2013 Share Posted July 27, 2013 I'm 30 as well and paying nearly twice that! ...and I don't get free handbag cover Quote Link to comment Share on other sites More sharing options...
glrnet Posted July 27, 2013 Share Posted July 27, 2013 Shouldn't laugh diamond give free insurance on your hand bag. Ekona needs to know about this Quote Link to comment Share on other sites More sharing options...
DoogyRev Posted July 27, 2013 Share Posted July 27, 2013 Shouldn't laugh diamond give free insurance on your hand bag. Dan !! Good news for you Shouldn't laugh diamond give free insurance on your hand bag. Ekona needs to know about this ^^ Quote Link to comment Share on other sites More sharing options...
Sempiternal Posted July 27, 2013 Share Posted July 27, 2013 I pay 600 ish and thought that was mega cheap! lol am I missing somat hah at 32 do I qualify for old fart ins yet! Quote Link to comment Share on other sites More sharing options...
370Ad Posted July 28, 2013 Share Posted July 28, 2013 I pay 600 ish and thought that was mega cheap! lol am I missing somat hah at 32 do I qualify for old fart ins yet! 24 and its £350....it's not just about age though unfortunately. Postcode, job, driving history etc! Quote Link to comment Share on other sites More sharing options...
Easty Posted July 29, 2013 Share Posted July 29, 2013 I pay 600 ish and thought that was mega cheap! lol am I missing somat hah at 32 do I qualify for old fart ins yet! 24 and its £350....it's not just about age though unfortunately. Postcode, job, driving history etc! How the hell have you managed to get it for £350 at 25!! I'm 23 and paying just short of £800!!!!! Quote Link to comment Share on other sites More sharing options...
StevoD Posted July 29, 2013 Share Posted July 29, 2013 I pay 600 ish and thought that was mega cheap! lol am I missing somat hah at 32 do I qualify for old fart ins yet! 24 and its £350....it's not just about age though unfortunately. Postcode, job, driving history etc! How the hell have you managed to get it for £350 at 25!! I'm 23 and paying just short of £800!!!!! im 22 paying £530 from admiral F/C Quote Link to comment Share on other sites More sharing options...
rabbitstew Posted July 29, 2013 Share Posted July 29, 2013 Thats an amazing price! Well done! Quote Link to comment Share on other sites More sharing options...
JetSet Posted July 29, 2013 Share Posted July 29, 2013 (edited) I pay 600 ish and thought that was mega cheap! lol am I missing somat hah at 32 do I qualify for old fart ins yet! 24 and its £350....it's not just about age though unfortunately. Postcode, job, driving history etc! I don't really understand the huge differences that people pay. I'm 64, have held a full car license since 1969 and a full motorbike license since 1967. I've never been involved in any sort of collision, the only claim I've ever made was when my car was stolen and recovered with superficial damage in 1997. I have one speeding conviction from 1991 which has well expired, I'm retired, in excellent health and live in area classed by the insurance companies as low risk , B rating to be exact, do less than 3,000 miles a year and I'm paying £3 a year less than a 24 year old. O.K, I've got a very low excess and all sorts of goodies should I have an accident but it just doesn't add up really . Pete Edited July 29, 2013 by JetSet Quote Link to comment Share on other sites More sharing options...
Niko Posted July 29, 2013 Share Posted July 29, 2013 I'm 33 and just got a quote for 698 with all mods. Think I mite keep looking. I can't belive the difference in quotes. Quote Link to comment Share on other sites More sharing options...
Shenley Posted July 29, 2013 Share Posted July 29, 2013 Pete (Jetset) , did you enter "retired" on your insurance? That is a higher rating than say "house husband", which is a lower rate....... Try this...... http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/ Worth a try........ Quote Link to comment Share on other sites More sharing options...
downhuman Posted July 29, 2013 Author Share Posted July 29, 2013 My car is slightly modded too. Ended up being £300 with mods 'covered' rather than having them excluded. Still very happy with that. The Mrs' sportka is £280 a year, so pretty damn good. And I'm a stripper, which is high risk. 1 Quote Link to comment Share on other sites More sharing options...
370Ad Posted July 29, 2013 Share Posted July 29, 2013 I pay 600 ish and thought that was mega cheap! lol am I missing somat hah at 32 do I qualify for old fart ins yet! 24 and its £350....it's not just about age though unfortunately. Postcode, job, driving history etc! I don't really understand the huge differences that people pay. I'm 64, have held a full car license since 1969 and a full motorbike license since 1967. I've never been involved in any sort of collision, the only claim I've ever made was when my car was stolen and recovered with superficial damage in 1997. I have one speeding conviction from 1991 which has well expired, I'm retired, in excellent health and live in area classed by the insurance companies as low risk , B rating to be exact, do less than 3,000 miles a year and I'm paying £3 a year less than a 24 year old. O.K, I've got a very low excess and all sorts of goodies should I have an accident but it just doesn't add up really . Pete It totally agree it's crazy. It's all about statistics and lucky for me not many 24 year old IT works have crashed or had there Z stolen in the Berkshire area in the last 3 years Quote Link to comment Share on other sites More sharing options...
Wayne370Z Posted July 29, 2013 Share Posted July 29, 2013 I pay 600 ish and thought that was mega cheap! lol am I missing somat hah at 32 do I qualify for old fart ins yet! 24 and its £350....it's not just about age though unfortunately. Postcode, job, driving history etc! I don't really understand the huge differences that people pay. I'm 64, have held a full car license since 1969 and a full motorbike license since 1967. I've never been involved in any sort of collision, the only claim I've ever made was when my car was stolen and recovered with superficial damage in 1997. I have one speeding conviction from 1991 which has well expired, I'm retired, in excellent health and live in area classed by the insurance companies as low risk , B rating to be exact, do less than 3,000 miles a year and I'm paying £3 a year less than a 24 year old. O.K, I've got a very low excess and all sorts of goodies should I have an accident but it just doesn't add up really . Pete What I can`t understand is how you get to 64 without ever having an accident ! I`m 52 had my bike licence since I was 17 and car since 18 and had several accidents over the years where others have either knocked me off my bike, usually by turning into my path directly in front, or driven into my car and once even into the side of the big white police van I was driving whilst he was doing a U turn !! Never had an accident that was my fault but you can`t always avoid the bad driving of others. Quote Link to comment Share on other sites More sharing options...
JetSet Posted July 29, 2013 Share Posted July 29, 2013 What I can`t understand is how you get to 64 without ever having an accident ! I`m 52 had my bike licence since I was 17 and car since 18 and had several accidents over the years where others have either knocked me off my bike, usually by turning into my path directly in front, or driven into my car and once even into the side of the big white police van I was driving whilst he was doing a U turn !! Never had an accident that was my fault but you can`t always avoid the bad driving of others. Well for sure I've had plenty on near misses, came off my bike several times but the only thing damaged was my pride. I had a couple of wild years after I passed my car test then self preservation kicked in. Seeing a few of my mates have really nasty accidents I started driving defensively, treating everyone else on the road as a complete idiot for a start . Yes, I've been lucky but I've noticed that the safer I drive, the luckier I get . Pete 1 Quote Link to comment Share on other sites More sharing options...
Sempiternal Posted July 30, 2013 Share Posted July 30, 2013 honestly I thought 32yrs old and 600 quid was in the ball park as they say! Quote Link to comment Share on other sites More sharing options...
Dayy Posted July 30, 2013 Share Posted July 30, 2013 I'm of the opinion they basically just throw darts at a dart board and see what price they can come up with that way. I once got quoted less for a brand new Audi R8 (Just messing with prices) than my friend was paying at the time for his 4 year old 1.2 Clio. The difference in our situations wasn't that big either. Quote Link to comment Share on other sites More sharing options...
timb2010 Posted August 14, 2013 Share Posted August 14, 2013 Just paid £350 to Adrian Flux. £350 excess Any future modification covered (within reason) all the usual windscreen (£90)/euro/legal. No charge for changing plate over and protected no claims. Thought it was a pretty good deal? Im 35 with 17 years experience and 11years no claims. Clean licence and no accidents. Quote Link to comment Share on other sites More sharing options...
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