scobie140 Posted November 11, 2011 Share Posted November 11, 2011 Insurance is due for renewal on the 14th, got the reminder through from admiral for £700 odd then done a few quotes and got them down to £550 so got them to match it only to find out that i have a claim/incident on my profile which should not have been there.Basically, a van hit my old car , minor scuff on the bumper, the van fled. I then decided to phone my insurance to enquire about this ( if i followed this up by contacting the vans insurance would that affect my present and future insurance to which admiral told me it wouldnt as i was not claiming through my own insurance) so i thought it would be ok, so followed up vans insurance and driver denied it so I left it at that.To claim through my insurance would not have been worth it as price would go up and it was only a minor scuff so fixed it myself and car is now sold.So now insurance database has a claim against me which i never wanted in the first place and putting price up £200. Is there anything I can do? Quote Link to comment Share on other sites More sharing options...
Zugara Posted November 11, 2011 Share Posted November 11, 2011 Nope...... Even if you call the insurance and don't proceed with a claim, you are then labelled as a High risk driver, go figure... Quote Link to comment Share on other sites More sharing options...
scobie140 Posted November 11, 2011 Author Share Posted November 11, 2011 So i get punished for a hit and run done on me which the police didn't bother to follow up and i didn't get any compensation from his insurance as he denyed it. Wish i had just delt with him myself now and not involved the police or insurance. Would have felt justice and not been out of pocket! Quote Link to comment Share on other sites More sharing options...
Zugara Posted November 11, 2011 Share Posted November 11, 2011 I am afraid so mate, sucks don't it....... Pretty much the same as house insurance too.... So i get punished for a hit and run done on me which the police didn't bother to follow up and i didn't get any compensation from his insurance as he denyed it. Wish i had just delt with him myself now and not involved the police or insurance. Would have felt justice and not been out of pocket! Quote Link to comment Share on other sites More sharing options...
jumping350 Posted November 12, 2011 Share Posted November 12, 2011 yup once you ring up even to enquire, its recorded regardless of fault...you are now a statistic mate Quote Link to comment Share on other sites More sharing options...
scobie140 Posted November 12, 2011 Author Share Posted November 12, 2011 Well sadly after trying all other insurance companies(Cheapest £1500) no one will come anywhere near admiral(£750) so will have to go crawling back to them tail between my legs after telling them to ram it for missinforming me and telling them i'd be going else where £200 more over am incident that i never got any compensation for and will be shafted for an other 3 to 5 years till i can tick the no box. Quote Link to comment Share on other sites More sharing options...
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