T90zero Posted September 7, 2011 Share Posted September 7, 2011 Im 21 and now renewing my zed for its 2nd year of insurance, the cheapest quote ive got so far is £1660 with admiral ive got my mum and brother on that quote to bring it down the most i could!! it was originally something stupid like £3000! Does anyone know any decent companies that will actually give me a good quote for being so young?? i have 3 years no claims and like i said been driving the zed for a year now. Help please!!! Quote Link to comment Share on other sites More sharing options...
Chris`I Posted September 7, 2011 Share Posted September 7, 2011 Admiral are usually the best when it comes to young drivers TBH. I got my 350z when I was 24 and it was about £800 all in with my mum on the insurance to bring down the cost (she did drive it, honest Mr Insurance man). Try out forum traders Livingstone Warman - viewforum.php?f=172 - they have been getting good feedback recently. Quote Link to comment Share on other sites More sharing options...
T90zero Posted September 7, 2011 Author Share Posted September 7, 2011 brilliant ive fired of a quick email to them hopefully they can help me out Quote Link to comment Share on other sites More sharing options...
rabbitstew Posted September 7, 2011 Share Posted September 7, 2011 I really think you are going to struggle to get it much cheaper than 1600quid with your age and ncb. In fact, I think you have done very well to get it for that price. Have you tried Adrian Flux? They usually seem good for young drivers. Good luck with the hunting. Quote Link to comment Share on other sites More sharing options...
marzman Posted September 7, 2011 Share Posted September 7, 2011 £1600? What are you complaining about thats a bargain at your age!! I paid £2500 when i was 23 and first got my zed. Quote Link to comment Share on other sites More sharing options...
Chris`I Posted September 7, 2011 Share Posted September 7, 2011 £1600? What are you complaining about thats a bargain at your age!! I paid £2500 when i was 23 and first got my zed. I must live in an amazingly quiet area as a year older than that and with only 1yrs NCB mine was only £800. I also remember thinking it would go down the next year when I was 25 but nooo, went up about £50 Quote Link to comment Share on other sites More sharing options...
varley16 Posted September 7, 2011 Share Posted September 7, 2011 parking on the street makes it cheaper.... did for me anyway, i also put my wife on my insurance, because she works in the nhs it took 200 quid off, try using an online quote as you can keep going back and changing bits and bobs, thats what i did on elephant, renewal was 1000 quid, i changed it all about and got it to 670! Quote Link to comment Share on other sites More sharing options...
T90zero Posted September 7, 2011 Author Share Posted September 7, 2011 £1600? What are you complaining about thats a bargain at your age!! I paid £2500 when i was 23 and first got my zed. £1600 is still a lot for me as i dont have rich parents to lean on! ive paid for everything through saving and im sadly out of savings now so need the cheapest i can get! i tried Livingstone Warman but they only take 25 yo's think ill have to settle with admiral oh just another dig at me car tax is up this month aswell gonna be a couple months of no drinking for me Quote Link to comment Share on other sites More sharing options...
Sam Mcgoo Posted September 7, 2011 Share Posted September 7, 2011 Have you tried Adrian Flux? Tesco? Bell? They have all been cheapest for me over the years. Also go on Moneysavingexpert.com - http://www.moneysavingexpert.com/insura ... -insurance and follow his guide, and go on the comparison sites in the order it states. It takes a while but I done it a couple of years ago on mine and my missus' cars and got very good results. Good luck. Quote Link to comment Share on other sites More sharing options...
rabbitstew Posted September 7, 2011 Share Posted September 7, 2011 parking on the street makes it cheaper.... did for me anyway, i also put my wife on my insurance, because she works in the nhs it took 200 quid off, try using an online quote as you can keep going back and changing bits and bobs, thats what i did on elephant, renewal was 1000 quid, i changed it all about and got it to 670! My insurance renewal is coming up soon as well. Just had a quick look on confused.com and Admiral is coming in at £860, (im nearly 40 and have 18 years ncb). If I change it from parking on driveway to the road, that knocks 11quid off it, bringing it down to £849. Adding a wife jacks the premium up even more. Interestingly, a Range Rover sport 4.2v8 is coming in at only £500 fully comp and a 2 year old Nissan GT-R valued at nearly £40,000 is only 700quid. Quote Link to comment Share on other sites More sharing options...
coldel Posted September 7, 2011 Share Posted September 7, 2011 I had a 1.2L rusting Fiesta when I was 21...could have bought an XR2 or something but insurance was just mental. Without sounding harsh and not being personal but going after such a high performance car so young you are just asking to be hammered on insurance. As soon as I hit 25 along came the bigger engined cars Quote Link to comment Share on other sites More sharing options...
brillomaster Posted September 7, 2011 Share Posted September 7, 2011 as said above, you've done well to get such a good car at such a young age! did you buy it outright or on finance? still fair play as for insurance, have you tried masively limiting the mileage or increasing the excess to a high level? Thought about Advanced driving courses or fitting a tracker? at your age the cost of the course or tracker might actually offset the insurance difference maybe? Quote Link to comment Share on other sites More sharing options...
skyinsurance Posted September 7, 2011 Share Posted September 7, 2011 We wouldn't entertain a 21 year old on a 350Z at the moment unfortunately Quote Link to comment Share on other sites More sharing options...
coldel Posted September 7, 2011 Share Posted September 7, 2011 I am pretty sure I was on admiral when I was under 25 as well - something like £850 for a 1.2L fiesta, and that was 15 years ago! Quote Link to comment Share on other sites More sharing options...
LRF4N Posted September 7, 2011 Share Posted September 7, 2011 Try A Plan insurance, they were the only ones to insure my skyline. And I'm 28 Quote Link to comment Share on other sites More sharing options...
rabbitstew Posted September 7, 2011 Share Posted September 7, 2011 I am pretty sure I was on admiral when I was under 25 as well - something like £850 for a 1.2L fiesta, and that was 15 years ago! I remember paying nearly £500 to insure my first car, third party only. The car was a 30 year old 850cc mini which cost me £20 to buy. My brother on the other hand, his first car was my 205 1.9 Gti and that came in at £800. Quote Link to comment Share on other sites More sharing options...
T90zero Posted September 7, 2011 Author Share Posted September 7, 2011 Just given A Plan my details ther'll probably mug me off aswell.... everything was payed for out right im a good saver but just need a little extra! ill have to bite the bullet and get a massive overdraft i think and just be skint for 2 months! ahh well ill still be boosting round in my zed silver lining and all that thanks for all your help guys! Quote Link to comment Share on other sites More sharing options...
marzman Posted September 7, 2011 Share Posted September 7, 2011 £1600? What are you complaining about thats a bargain at your age!! I paid £2500 when i was 23 and first got my zed. £1600 is still a lot for me as i dont have rich parents to lean on! ive paid for everything through saving and im sadly out of savings now so need the cheapest i can get! i tried Livingstone Warman but they only take 25 yo's think ill have to settle with admiral oh just another dig at me car tax is up this month aswell gonna be a couple months of no drinking for me No rich parents here mate, paid for it all on me tod whilst renting my first house too. Not sure how i afforded it to be honest? Wouldnt be paying that kind of money now, thats for sure. Quote Link to comment Share on other sites More sharing options...
Keviswatt Posted September 7, 2011 Share Posted September 7, 2011 Two words ......Adrian Flux ! Quote Link to comment Share on other sites More sharing options...
fusion243 Posted September 7, 2011 Share Posted September 7, 2011 Fitting a tracker may not help - I was quoted an EXTRA £400 if I fitted a tracker Quote Link to comment Share on other sites More sharing options...
coldel Posted September 8, 2011 Share Posted September 8, 2011 I would love to know the stats behind that one! Quote Link to comment Share on other sites More sharing options...
rabbitstew Posted September 8, 2011 Share Posted September 8, 2011 Fitting a tracker may not help - I was quoted an EXTRA £400 if I fitted a tracker Brilliant! Quote Link to comment Share on other sites More sharing options...
coldel Posted September 8, 2011 Share Posted September 8, 2011 Almost on cue... http://www.marketingweek.co.uk/sectors/automotives/oft-begins-scrutiny-of-rising-car-insurance-premiums/3029946.article Quote Link to comment Share on other sites More sharing options...
rothers2901 Posted September 8, 2011 Share Posted September 8, 2011 £1600 Bargin if you ask me. There are two young drivers in my household one nearly 21 the other 20. Corsa 1.2 and a golf 1.4 repectfully. £1800 and £2200 for their insurance. What did you expect? Quote Link to comment Share on other sites More sharing options...
jenic Posted September 9, 2011 Share Posted September 9, 2011 I'm with elephant (so same as admiral) and paying £1300 for mine. (21, 2NCB) Have you tried adding 2 older drivers? Preferably both women with long licence. Also, you could try increasing your excess and reducing your mileage if you don't need so much. Quote Link to comment Share on other sites More sharing options...
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