GrahamB Posted August 17, 2006 Share Posted August 17, 2006 I've been reading a few bits on the forum about insurance costs and thought I would pass on my experience since I'm currently issuring my Z for the first time. I've just bought a 2005 (55 plate) GT (Gun, StaNav, Parking Sensors) with a market value of £25k. I'm an old(ish) git living in leafy Surrey with lots of no claim but the striking thing wasn't the actual numbers but the range of them. I started with my current insurers (Admiral) and was looking at about £660 full comp with a £350 xcs, after shopping around AA etc I was still somewhere near £600 until I tried Privilege. If I buy online at Privilege the premium falls to sub £400 with a £250 xcs and protected NCD! I'm currently ploughing through the policy conditions to find the catch but haven't found it yet. If this works my new Z will actually be saving me money compared to the old Alfa Spider I'm trading in...... This would probably be a good time to point out that I am in no way related to the above insurance company, I just thought I'd pass on the tip. G Quote Link to comment Share on other sites More sharing options...
Jacko Posted August 17, 2006 Share Posted August 17, 2006 I've been reading a few bits on the forum about insurance costs and thought I would pass on my experience since I'm currently issuring my Z for the first time. I've just bought a 2005 (55 plate) GT (Gun, StaNav, Parking Sensors) with a market value of £25k. I'm an old(ish) git living in leafy Surrey with lots of no claim but the striking thing wasn't the actual numbers but the range of them. I started with my current insurers (Admiral) and was looking at about £660 full comp with a £350 xcs, after shopping around AA etc I was still somewhere near £600 until I tried Privilege. If I buy online at Privilege the premium falls to sub £400 with a £250 xcs and protected NCD! I'm currently ploughing through the policy conditions to find the catch but haven't found it yet. If this works my new Z will actually be saving me money compared to the old Alfa Spider I'm trading in...... This would probably be a good time to point out that I am in no way related to the above insurance company, I just thought I'd pass on the tip. G Yep, I'm with Privilege as well, although even though I'm now getting old and have 9yrs protected NCB..... its nowhere as cheap as yours. But thats the joys of the postcode etc...... Quote Link to comment Share on other sites More sharing options...
speadyready Posted August 17, 2006 Share Posted August 17, 2006 Hi, Newbee here. I've just got a 53reg and live in Chelmsford. I am mid 30's with full NCD my insurance is with Direct Line, with 250 Xcess I am paying £410p/a Hope this is off use. Quote Link to comment Share on other sites More sharing options...
GC350z Posted August 17, 2006 Share Posted August 17, 2006 This wont be of use to anyone. 30 yrs old, living in Dublin, €2100. Granted my nc is currently suspended while my insurance co sues the cops to get their money back from a collision in my Celica back in February but when its sorted it'll probably fall to €1300 to 1500. Sucks living in Ireland sometimes. Guy Quote Link to comment Share on other sites More sharing options...
JimmyJam75 Posted August 17, 2006 Share Posted August 17, 2006 I renewed my insurance with Sainsburys Bank last night to cover my new GT Coupe that I'm picking up on 1st Sept. It come in at below £530, with a 2nd named driver. Quote Link to comment Share on other sites More sharing options...
JimmyJam75 Posted August 17, 2006 Share Posted August 17, 2006 Oh and I'm 31, live in Berkshire, have no points and maximum no claims bonus. Quote Link to comment Share on other sites More sharing options...
scott Posted August 17, 2006 Share Posted August 17, 2006 £558 with 2years ncb 2years driving 31year old in ML postcode with Admiral. Quote Link to comment Share on other sites More sharing options...
GrahamB Posted August 17, 2006 Author Share Posted August 17, 2006 Jimmy I'm just down the road in a GU postcode, older and insuring a year old car so your Sainsbury's quote on a new GT seems pretty good! I'll give then a try. Thanks G Quote Link to comment Share on other sites More sharing options...
Kennydies Posted August 17, 2006 Share Posted August 17, 2006 I got my insurance last night, I am 30, car is garaged, 8 yrs no claims, protected no claims for £412 with admiral Quote Link to comment Share on other sites More sharing options...
AndyC Posted August 17, 2006 Share Posted August 17, 2006 Think yourselves lucky boys (and I know theres far worse than me!!) - 30, 7yrs NCB [protected], no points, car is garaged - £1250!!!! Quote Link to comment Share on other sites More sharing options...
M13KYF Posted August 17, 2006 Share Posted August 17, 2006 I'm with the privelage to. Were the cheapest by far Quote Link to comment Share on other sites More sharing options...
Sarnie Posted August 17, 2006 Share Posted August 17, 2006 Think yourselves lucky boys (and I know theres far worse than me!!) - 30, 7yrs NCB [protected], no points, car is garaged - £1250!!!! Thats cheap for Moss side Quote Link to comment Share on other sites More sharing options...
GrahamB Posted August 17, 2006 Author Share Posted August 17, 2006 Just done a quick head-to-head for Sainsbury's and Privilege and, for my circumstances, Privilege is 12% cheaper so that's where I'm off to. Let's hope I never need to take advantage of my cheap insurance! Thanks to all for the advice. GB) Quote Link to comment Share on other sites More sharing options...
AndyC Posted August 17, 2006 Share Posted August 17, 2006 Thats cheap for Moss side cheeky swine!!!!! Quote Link to comment Share on other sites More sharing options...
buds Posted August 17, 2006 Share Posted August 17, 2006 Im 24 with 5years no claims and adding my 21 gf to policy on a FK5 postcode. Just to chime in with my quotes; Best so far is elephant at £540 p/a on an import Z Quote Link to comment Share on other sites More sharing options...
Sarnie Posted August 17, 2006 Share Posted August 17, 2006 Thats cheap for Moss side cheeky swine!!!!! What? Do you live in Salford? Quote Link to comment Share on other sites More sharing options...
NISM0 Posted August 18, 2006 Share Posted August 18, 2006 O5 GM UK £1400 25yrs My first car ever hence No NCD , Quote Link to comment Share on other sites More sharing options...
Sarnie Posted August 18, 2006 Share Posted August 18, 2006 One question on insurance: Is it worth telling the insurance company that I have changed my plate to a private reg? Quote Link to comment Share on other sites More sharing options...
Liam's Z Posted August 18, 2006 Share Posted August 18, 2006 One question on insurance: Is it worth telling the insurance company that I have changed my plate to a private reg? Are you bloody stupid lad??? Quote Link to comment Share on other sites More sharing options...
lomoto Posted August 18, 2006 Share Posted August 18, 2006 One question on insurance: Is it worth telling the insurance company that I have changed my plate to a private reg? I think it would be prudent to, as otherwise your car reg no wont be on the National computer as being insured and you will end up getting pulled by the police at everyother lampost Quote Link to comment Share on other sites More sharing options...
Liam's Z Posted August 18, 2006 Share Posted August 18, 2006 Sarnie sort it out asap or it's void Quote Link to comment Share on other sites More sharing options...
M13KYF Posted August 18, 2006 Share Posted August 18, 2006 One question on insurance: Is it worth telling the insurance company that I have changed my plate to a private reg? yes, cos your not insured Quote Link to comment Share on other sites More sharing options...
AndyC Posted August 18, 2006 Share Posted August 18, 2006 Thats cheap for Moss side cheeky swine!!!!! What? Do you live in Salford? City Centre but Salford postcode yep!! Quote Link to comment Share on other sites More sharing options...
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