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Insurance and Nitrous


cookiemonster

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It would be for track use once ive got all my mods installed, didnt even think it was legal on the road? Been reading that thread from Zedrush and although what he says makes sense i dont fancy my chances of getting caught out because it was a "grey area" :lol: I know from previous experiences that its best to make your insurance company aware of ANY mods no matter how small.

Well im insured with Admiral and explained that too them but they still said they wouldnt do it. :thumbdown:

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Its just a crazy difference in prices to what i currently pay. My admiral quote is £900 for 12 months but Adrian Flux, even without saying about the Nitrous quoted me £1500 as did most others!

 

Just finding it hard to understand why it makes a difference if the bottle isnt in the car and the system cant be used. Would it really void the insurance if this was the scenario at an accident?

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Because the kind of person who has NAWZ installed is prone to driving their car into various walls and ditches and things, and is in general a rubbish driver. None of which apply to you, but that's the kind of sweeping judgement that insurers have to make unfortunately because for the most part it's sadly true. :(

 

On a side note, is it really worth adding just for track use? Any extra bhp you get will be limited due to the extra weight (although not totally nullified) and more power won't necessarily make you any quicker whereas something like a decent brake setup really would make a lot of difference, or even a set of R888s. You could also use those on the road and insurers wouldn't have a hissy fit at them either. I can see the point of it in a 1/4 mile car, but not a track one.

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Because the kind of person who has NAWZ installed is prone to driving their car into various walls and ditches and things, and is in general a rubbish driver. None of which apply to you, but that's the kind of sweeping judgement that insurers have to make unfortunately because for the most part it's sadly true. :(

 

On a side note, is it really worth adding just for track use? Any extra bhp you get will be limited due to the extra weight (although not totally nullified) and more power won't necessarily make you any quicker whereas something like a decent brake setup really would make a lot of difference, or even a set of R888s. You could also use those on the road and insurers wouldn't have a hissy fit at them either. I can see the point of it in a 1/4 mile car, but not a track one.

 

Massive +1 :thumbs:

 

Upgrade brakes and suspension to get better track times....

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Its just a crazy difference in prices to what i currently pay. My admiral quote is £900 for 12 months but Adrian Flux, even without saying about the Nitrous quoted me £1500 as did most others!

 

Just finding it hard to understand why it makes a difference if the bottle isnt in the car and the system cant be used. Would it really void the insurance if this was the scenario at an accident?

 

 

It will make make a huge difference, just like a super or turbo conversion would. Coupled with the fact that you are carrying some highly flammable gas and the fact that it gives a huge boost of power in one go usually.

 

A lot of insurers would even touch you once you mention NOS fitted, for road use or not.

 

If you have undisclosed NOS on the car and claim, yes it is very unlikely that the claim would not go through and you would probably be refused cover, which is about as bad as it gets.

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Yea i can see your point, seen enough Escorts/cavaliers etc with a little red button and NOS stickers everywhere :lol: The suspension and tyres have already been sorted as have new brakes so this was just for a little bit of fun.

Its not a massive thing like you say as it wont have that much difference on the track, but the modding bug has taken over and ive got one for a very good price. :)

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Its just a crazy difference in prices to what i currently pay. My admiral quote is £900 for 12 months but Adrian Flux, even without saying about the Nitrous quoted me £1500 as did most others!

 

Just finding it hard to understand why it makes a difference if the bottle isnt in the car and the system cant be used. Would it really void the insurance if this was the scenario at an accident?

 

 

It will make make a huge difference, just like a super or turbo conversion would. Coupled with the fact that you are carrying some highly flammable gas and the fact that it gives a huge boost of power in one go usually.

 

A lot of insurers would even touch you once you mention NOS fitted, for road use or not.

 

If you have undisclosed NOS on the car and claim, yes it is very unlikely that the claim would not go through and you would probably be refused cover, which is about as bad as it gets.

 

Always good to get some information from the people who know :thumbs:

 

Like i said i can see why Nitrous on the road would make a difference but if its not installed for use then it shouldnt matter IMO. The gas isnt highly flammable, and the cylinder wouldnt be installed anyway.

 

Ah well, whats this under body kit? :lol:

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i had mine insured with Adrian Flux, road legal, paid around £300 extra for it 75bhp increse, havnt insured it this time round as i havnt accually had it set up yet, just one of those jobs i never get around too :blush:

 

yeah and the gas isnt technically flamable :thumbs: (vin deisel....."NOSZZZ" !!! green cloud :thumbdown: )

 

:lol::lol:

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Thats what you are looking for.... ;)

Makes a hell of a difference plus it protects the nismo exhaust!!!

If your car has sports coilovers then this thing will be catching everywhere...and if it does for good then it rattles like mad.... :angry:

 

I cant think of many tracks where you would benefit from NOS m8 tho... drag race and traffic lights yes... but tracks are usually twisty with short straights.... chassis reinforcements, brakes, suspension, LSD, tires, wheel alignment, ARBs, active body kit and you are sorted!!! :D

 

ie last weekend me and darren were at cadwell park on a cold wet and later damp/dry track ...and my 309 roadster was driving circles around M3s with 343bhp!!! (even a new evo tweaked to 400bhp, or thats what he said anyway, was struggling to get rid of me!) :yahoo:

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yea I've got the tein coilovers on so might struggle. Haven't got any speed bumps around me but do live on country roads, think that would cause a problem?

 

Depends... mine has the KW1s and when it was about 30mm lowered i was randomly hitting the cats eyes during the wales run in may...mark (madmarky) was a passenger and was quite worried at first... :lol:

 

and then i had it fitted and i could hit the cats eyes at any given time on mine own.... :scare:

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