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Insurance quotes doubled


zMarkv

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Hi Guys Im wondering if anyone could shed some light or info on this.

 

so around a month or two ago i was looking for quotes to get insured on a 350 zed. Anyway i was on confused.com and got a pretty good price. Around 1300 for the year

 

Now i still have the screenshot of the quote and its price. Including the name of the car etc. 

 

 after saving up and going to Look at a zed. I went to get a more recent quote and the price has went up more £1200 which renders me unable to get the car. I havent changed any details or had any accidents etc. Around 2600/2700 without a black box now. 

 

Any information would be extremely helpful as i dont know why within a month or two im now unable to get insured. As its really went up in price. As with the recent quotes its just unfeasible. I understand quotes change..but this is just difficult to understand why it has so much.

 


 

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Its probably Brexit......:lol:

 

Its hard to tell with so many factors but, how many were at the cheapest previously?  If it was just one company you could find they have changed there rating since you done the quote to match others, insurers wont want to be the cheapest by miles so will check other insurers rating regarding postcode etc and maybe change this to bring them in line with other companies.  Only thing if its just the cheapest your looking for is to try other comparison sites or specialists as advised above. Also double check everything is exactly the same, job title and line of business is something you could enter slightly different but could remove a company that were quoting before.

 

Cal

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25 minutes ago, GranTurismoEra said:

This can happen anywhere. Its probably due to economic reasons! A spate of claims, low uptake on insurance, many reasons.

Pretty frustrating for me though i understand i am a younger driver being 22 but i do have 3 years no claims...i see others on here my age and younger getting unbelievable quotes..i do live in a good area etc. 

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7 hours ago, Ekona said:

Who was the original quoted insurer? And who is the best on there now? 

 

Is this consistent amongst other comparison websites? 

the original quoted insurer was adrian flux direct the best i am getting at the moment is admiral. the only two comparison websites i have tried are go compare and confused...confused was orignally where i got the cheaper quote. 

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5 hours ago, CAL-85 said:

Its probably Brexit......:lol:

 

Its hard to tell with so many factors but, how many were at the cheapest previously?  If it was just one company you could find they have changed there rating since you done the quote to match others, insurers wont want to be the cheapest by miles so will check other insurers rating regarding postcode etc and maybe change this to bring them in line with other companies.  Only thing if its just the cheapest your looking for is to try other comparison sites or specialists as advised above. Also double check everything is exactly the same, job title and line of business is something you could enter slightly different but could remove a company that were quoting before.

 

Cal

Probably..doesnt help im in N.I

 

Originally the cheapest was adrian flux direct then after that there was 1 or 2 companies..around the 1700/1800 range. il contact the specialists on here and see what quotes i get. everything is exactly the same in terms of my details i understand im classified as a younger driver and obviously there will be a premuim to be insured on a zed..but to get a really good quote and then when it comes to purchase time for this to happen is very frustrating 

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Unfortunately Insurance varies massively and no-one on here will be able to explain why your quote is any higher than anyone elses.  

In my case I'm 23 w/ 4yrs NCB and paid £750 with Admiral for my first year with my Zed.  The only difference between us may be location, but it is what it is unfortunately.

 

Only thing you can do is keep trying quotes, or try with insurers who aren't on comparison sites.

 

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17 minutes ago, Kryptek49 said:

Unfortunately Insurance varies massively and no-one on here will be able to explain why your quote is any higher than anyone elses.  

In my case I'm 23 w/ 4yrs NCB and paid £750 with Admiral for my first year with my Zed.  The only difference between us may be location, but it is what it is unfortunately.

 

Only thing you can do is keep trying quotes, or try with insurers who aren't on comparison sites.

 

I can only dream of prices like that :lol:

 

looks like il just have to keep on getting quotes and see what happens..but so far it looks like this year il not be getting the zed...crazy how it fluctuates so much though. 

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13 minutes ago, zMarkv said:

I can only dream of prices like that :lol:

 

looks like il just have to keep on getting quotes and see what happens..but so far it looks like this year il not be getting the zed...crazy how it fluctuates so much though. 

If it's a weekend car, try asking for a quote on social and pleasure only? The commuting/business travel on insurance is a big risk that insurers charge for. 

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1 hour ago, Umster said:

If it's a weekend car, try asking for a quote on social and pleasure only? The commuting/business travel on insurance is a big risk that insurers charge for. 

Yeah it would absolutely just be a weekend car and literally only drove in good weather. Cheers for that il see what that comes back as adrian flux on here are gonna ring on Monday fingers crossed! 

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18 minutes ago, pagan said:

Only get an insurance quote 21days before it's due, this is the cheapest time.

 

ah okay i didnt know this! my renewal is in September sadly but il play with the dates for the quotes and see what happens 

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