Ekona Posted May 31, 2017 Share Posted May 31, 2017 But who pays for the state-funded insurance? We do, via higher taxes which only get paid by those that can afford it, therefore perpetuating the vicious circle of those who can't afford it not paying into the system. Besides, not fair to make everyone pay for state-funded insurance when not everyone drives. Quote Link to comment Share on other sites More sharing options...
ilogikal1 Posted May 31, 2017 Share Posted May 31, 2017 Instead we could have some form of state funded group, a force if you like, whose sole job it is to enforce laws. Laws like not driving without insurance, for example, thus reducing the number of unlawful drivers on the road and with it, risk to insurance companies. I know, I'm a dreamer. Quote Link to comment Share on other sites More sharing options...
Ekona Posted May 31, 2017 Share Posted May 31, 2017 That's crazy talk! 1 Quote Link to comment Share on other sites More sharing options...
MDMetal Posted May 31, 2017 Share Posted May 31, 2017 I've always pondered what is a mod vs a replacement? IE I have a true dual invidia exhaust exhaust with berk HFCs, I got it when my OEm exhaust was blowing and my cats had corroded, yes it's an upgrade but it's also considerably cheaper than a stock replacement, is that a mod? Same with discs the Nissan OEM ones are silly money, my replacements happen to be slotted and grooved but again cheaper than OEM and better quality. If I ever do my body kit I'll be declaring that but the aforementioned don't seem like mods? Should I list my uprated droplinks too? Quote Link to comment Share on other sites More sharing options...
coldel Posted May 31, 2017 Share Posted May 31, 2017 The invidia exhaust is freeflowing as are the cats releasing more power, its also considerably louder, more likely to attract attention etc. Quote Link to comment Share on other sites More sharing options...
Guest Posted May 31, 2017 Share Posted May 31, 2017 The above is true, in the first year of ownership Sainsbury had the best price for me but they added £45 for a stainless steel exhaust, reason, change of ........... tone. Quote Link to comment Share on other sites More sharing options...
Ekona Posted May 31, 2017 Share Posted May 31, 2017 I've always pondered what is a mod vs a replacement? IE I have a true dual invidia exhaust exhaust with berk HFCs, I got it when my OEm exhaust was blowing and my cats had corroded, yes it's an upgrade but it's also considerably cheaper than a stock replacement, is that a mod? Same with discs the Nissan OEM ones are silly money, my replacements happen to be slotted and grooved but again cheaper than OEM and better quality. If I ever do my body kit I'll be declaring that but the aforementioned don't seem like mods? Should I list my uprated droplinks too? It depends on reasonableness of knowledge. Old Doris may get Kwik Fit to for non-OEM discs and not declare, but as a car enthusiast you are expected to know that fitting better discs is indeed a modification and should declare it. Quote Link to comment Share on other sites More sharing options...
coldel Posted June 1, 2017 Share Posted June 1, 2017 http://news.sky.com/story/millions-of-homes-face-rise-in-insurance-costs-due-to-tax-hike-insurers-warn-10900290 Quote Link to comment Share on other sites More sharing options...
Jetpilot Posted June 1, 2017 Share Posted June 1, 2017 Besides, not fair to make everyone pay for state-funded insurance when not everyone drives. Not everyone send their children to state funded schools, so whys that fair? I dont disagree though, but at least you would be able to make a claim on "their" insurance rather than not receiving a penny if one hit you now, or worse and someone was seriously injured, it would be no consolation to you if you were off work for a year and they had been banged up for no insurance. Quote Link to comment Share on other sites More sharing options...
GeorgeW Posted June 14, 2017 Author Share Posted June 14, 2017 I have tried Prestige, and although they bet a lot of quotes, it is still twice as much as I paid for my last 350z, I will try Sky again today Quote Link to comment Share on other sites More sharing options...
Jay84 Posted June 14, 2017 Share Posted June 14, 2017 Hastings did a me a good price, but mine is still pretty standard. Reading the forum a lot of insurers on here prefer if you have had the car for a year already. Quote Link to comment Share on other sites More sharing options...
GeorgeW Posted June 15, 2017 Author Share Posted June 15, 2017 Well I have settled with Adrian flux this year, £420 paid monthly isn't too bad, all mods declared. I have had it cheaper on a previous 350z but with it being a 06 and increasing insurance costs etc it's not bad, better than the 800 Sky wanted for auto renewal 😒 Quote Link to comment Share on other sites More sharing options...
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