Jay Kay Posted April 30, 2016 Share Posted April 30, 2016 My mums car was recently written off due to someone driving into the back of it. It's just the tailgate that is damaged. It's an 02 Picasso so the insurers have offered her next to nothing for it. I'm quite sure I can get a boot quite cheap and pop it on and the car will be back to normal. However is there anything further to do? I have read about a vic check but see differing messages about how this is only needed if the car is to be sold on. If i repair the thing, it will just be used until it is scrapped so there is no issue of re-sale. Any experience out there? Cheers Quote Link to comment Share on other sites More sharing options...
kbeast35 Posted April 30, 2016 Share Posted April 30, 2016 When my z was written off I was offered the chance to buy it back and repair it myself which I did, albeit the car is now supposedly cat d and the only thing I had to do was get a new mot and let the insurance company know the certificate number and that was it, I didn't have to send the v5 away or get it independently inspected, have a chat with her insurers to find out what they require, hope this helps Quote Link to comment Share on other sites More sharing options...
Jay Kay Posted April 30, 2016 Author Share Posted April 30, 2016 That's good to know. I figured there wasn't much to it and have already told mum to ask the insurers for instruction, just wasn't sure about this Vic thing Sent from my HTC One using Tapatalk Quote Link to comment Share on other sites More sharing options...
beemerkev Posted April 30, 2016 Share Posted April 30, 2016 if its cat c it must have vic test cat d only needs mot Quote Link to comment Share on other sites More sharing options...
Jay Kay Posted April 30, 2016 Author Share Posted April 30, 2016 Oh ok, more good info. I'm not sure what cat they have classed it so I'll find out. Is the Vic like an mot or is it just turn up, give them cash and get a certificate? Sent from my HTC One using Tapatalk Quote Link to comment Share on other sites More sharing options...
Ekona Posted April 30, 2016 Share Posted April 30, 2016 You don't need a VIC test any more. https://www.gov.uk/vehicle-identity-check Just get it MOT'd and taxed. Quote Link to comment Share on other sites More sharing options...
Jay Kay Posted April 30, 2016 Author Share Posted April 30, 2016 So not even a change to the logbook? Blimey, how would a potential buyer of a write off know what they're getting into? Sent from my HTC One using Tapatalk Quote Link to comment Share on other sites More sharing options...
Ekona Posted April 30, 2016 Share Posted April 30, 2016 HPI, like everyone else. Quote Link to comment Share on other sites More sharing options...
Jay Kay Posted April 30, 2016 Author Share Posted April 30, 2016 Fine on a car of value but my mums car is worth about 750 quid and let's be honest, who's going to hpi a similar car of similar value. Does feel like the system is leaving itself open to abuse Sent from my HTC One using Tapatalk Quote Link to comment Share on other sites More sharing options...
gsexr Posted April 30, 2016 Share Posted April 30, 2016 The change is probably because so many cars are written off nowadays due to the cost of repair when they are not necessarily that badly damaged. Quote Link to comment Share on other sites More sharing options...
Ekona Posted April 30, 2016 Share Posted April 30, 2016 Fine on a car of value but my mums car is worth about 750 quid and let's be honest, who's going to hpi a similar car of similar value. Does feel like the system is leaving itself open to abuse On a car worth £750, who cares what Cat it is? I wouldn't HPI a car of that value either, it's just cheap transport at that point. Quote Link to comment Share on other sites More sharing options...
Jay Kay Posted April 30, 2016 Author Share Posted April 30, 2016 Yeah I guess so, but even at that value, the category must devalue it somewhat so it should be visable somewhere. Oh well, makes things easier in this instance Sent from my HTC One using Tapatalk Quote Link to comment Share on other sites More sharing options...
G1en Posted April 30, 2016 Share Posted April 30, 2016 When cars get below £1000 its a gamble to any buyer anyway. I mean a cat c/d may well turn out better than a non accident car anyway Almost all cars under a grand will be 10+ years old. High milage, several owners so you realy are taking a risk anyway and at £200 scrap value you never are going to be that much out of pocket. The insurance, tax and mot will cost as much as the car and when you fill it up with fuel you in effect are adding 10% to the value Quote Link to comment Share on other sites More sharing options...
Andy_Muxlow Posted April 30, 2016 Share Posted April 30, 2016 I think that's why the 83600 number for checking stuff out as it does give info on wether a car is written off and stuff like that. Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
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