terry06 Posted October 7, 2015 Share Posted October 7, 2015 (edited) It's that time of year again and my current insurer (Admiral) have hiked up the price for renewal. I'm on the look out for any recommendations for multi car insurance that is mod friendly so I can compare quotes and get the price back down. If it helps I am trying to insure the zed with just aftermarket exhaust and my shed saxo with a few mods (exhaust, induction, lowered, alloys, larger brakes) Obviously I will be ringing around the usual 'specialist' suspects but they can never seem to give a decent quote. Maybe because I'm 24? So, any recommendations guys? Edited October 7, 2015 by terry06 Quote Link to comment Share on other sites More sharing options...
M1 6RYF Posted October 7, 2015 Share Posted October 7, 2015 I'd try getting quotes from other companies and then call admiral and they will drop their price Quote Link to comment Share on other sites More sharing options...
terry06 Posted October 7, 2015 Author Share Posted October 7, 2015 (edited) I'd try getting quotes from other companies and then call admiral and they will drop their price That's what I plan to do but struggling to find anyone that will insure both cars. Will give the guys on here a call later but not hopeful it will be cheaper from past experience Edited October 7, 2015 by terry06 Quote Link to comment Share on other sites More sharing options...
370Ad Posted October 7, 2015 Share Posted October 7, 2015 eSure was the cheapest for me with the GF with mods. 1 Quote Link to comment Share on other sites More sharing options...
ZMANALEX Posted October 7, 2015 Share Posted October 7, 2015 eSure was the cheapest for me with the GF with mods. What mods did the GF have ? 5 Quote Link to comment Share on other sites More sharing options...
Ekona Posted October 7, 2015 Share Posted October 7, 2015 Bumper enhancements 3 Quote Link to comment Share on other sites More sharing options...
ZMANALEX Posted October 7, 2015 Share Posted October 7, 2015 2 Quote Link to comment Share on other sites More sharing options...
brillomaster Posted October 7, 2015 Share Posted October 7, 2015 we've recently switched out insurance from admiral multicar to Esure multicar, after 6 years I think. Esure quite a bit cheaper and were fine with the modifications I've made to my beemer. Alternatively, sell the barryboy saxo and buy a proper shed, like a Volvo estate diesel! Quote Link to comment Share on other sites More sharing options...
370Ad Posted October 7, 2015 Share Posted October 7, 2015 eSure was the cheapest for me with the GF with mods. What mods did the GF have ? Lol I should really re-read what I type before clicking on 'Post'. 1 Quote Link to comment Share on other sites More sharing options...
terry06 Posted October 7, 2015 Author Share Posted October 7, 2015 Thanks guys, will give eSure a try. As for the saxo it's not even worth selling so I will just run it into the ground until something breaks or it fails MOT, unless you want to make me an offer brillo Quote Link to comment Share on other sites More sharing options...
KyleR Posted October 7, 2015 Share Posted October 7, 2015 I'm pretty sure Admiral will drop their price as soon as you call them. Do that then use that price against other companies. Quote Link to comment Share on other sites More sharing options...
Tim BW Posted October 8, 2015 Share Posted October 8, 2015 Hi Terry Please feel free to try our scheme. We don't offer multi-car but can accommodate this regardless Quote Link to comment Share on other sites More sharing options...
rabbitstew Posted October 8, 2015 Share Posted October 8, 2015 I'm pretty sure Admiral will drop their price as soon as you call them. Do that then use that price against other companies. Im with Admiral and they certainly do. This year, as always, they doubled my premium. Quick call up after a 30 second check on confused to give me a base line price, and they happily dropped. Some years I dont even bother checking on confused, i just ring up tell them I can get it for 50% less than they are quoting and they always drop the price straight down. So, if the OP cant get a price to compare against, just make one up! Last years premium is usually a good starting price. Quote Link to comment Share on other sites More sharing options...
Kraziekatz1 Posted October 8, 2015 Share Posted October 8, 2015 Admiral online multicar is always half the price of Admiral onphone, but you still have to phone them up to pay and then go through all the policy details AGAIN! Crazy....... Quote Link to comment Share on other sites More sharing options...
ilogikal1 Posted October 8, 2015 Share Posted October 8, 2015 Also consider what you deem to be "mod friendly". In my opinion Admiral aren't... Sure, they'll list the mods on your policy if you ask them too, they'll charge you an inflated premium for having them, they'll even tell you that they'll cover them. What they won't tell you directly (although it is in their small print) is that, in the event of a claim, they will only ever pay out a maximum of £500. For all of those mods. Combined. Quote Link to comment Share on other sites More sharing options...
Kraziekatz1 Posted October 8, 2015 Share Posted October 8, 2015 (edited) They said to me, in the event of a claim any modded parts would only be replaced with OEM ones! Edit: Just out of interest which insurance companies do people recommend for multiple cars with mods, and penalty points on DL? I'm guessing Admiral won't be a good choice. Edited October 8, 2015 by Kraziekatz1 Quote Link to comment Share on other sites More sharing options...
DAN@ADRIAN FLUX Posted October 8, 2015 Share Posted October 8, 2015 Hi, Please feel free to give us a try for insurance if you like. If you wanted to PM me some contact details I'd be happy to arrange for one of my quotes team to give you a call back. Regards, Dan. Quote Link to comment Share on other sites More sharing options...
terry06 Posted October 9, 2015 Author Share Posted October 9, 2015 Thanks for the advice all. It's all sorted now. Quick summary for anyone who may be interested: - eSure couldn't insure me on the zed!!! Didn't bother getting a quote for the saxo - Admiral wouldn't insure the recent engine swap in the saxo - Many other normal insurer's also wouldn't touch the saxo - Got both cars insured through Adrian Flux for £175 cheaper than the Admiral renewal, with better cover (lower excess, more mods, breakdown cover etc) - Other specialist insurer's couldn't match the Flux price 1 Quote Link to comment Share on other sites More sharing options...
DAN@ADRIAN FLUX Posted October 9, 2015 Share Posted October 9, 2015 Hi Terry, Great news, glad we could help. If you have any other questions or queries feel free to DM me any time Kind Regards, Dan Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.