i'm 27 with the same points and NCB, and i have been quoted £400 fully comp. £530 with my gf (25, 3NCB ).
However, i live in the sticks, and if you live in a city that would probably add a lot, especially if its not garaged.
Who's that with matey??
Sainsburys (underwritten by esure) thats with 150 excess, and legal etc. No breakdown though.
Could have got it for 350ish with Esure direct, but they won't accept named drivers with less than 4 years NCB.