marzman

Scorpion is the cheapest 'Good' exhaust you can get.

Love it!

I like that - very original.

$8500 second hand No thanks... i'd rather buy a whole car for that! Very nice though.

As the saying in my office goes... "Every day's a school day".

I saw one on the road today and get all excited - i've been looking forward to this car coming out for a couple of years now. ...thats not to say that i want one - i'd rather have my zed - but its just great to see Japanese sports cars coming out again like the days of the celicas/Supras/200sx's etc.

http://www.youtube.com/watch?v=ODoaxM8taUc&feature=watch_response

I had an update on this yesterday from my employer... they cant do anything to limit my repayments - so i'm gonna get a £950 deduction from my bonus next month.

So true. What infuriates me is when im watching tv, and my missus will come into the room and pause the tv to tell me some @*!# about her day! WTF!!!!?!?!? Im enjoying what im watching and now i have to sit here and listen to you complaining instead - thanks a bunch. /rant

Very cool job.

Ugh, go on then... .... 1. Martinmac 2. Marzman 3. 4. 5.

Im a Vag man too, cant beat a bit of vag... and tits! Manitenance costs should be fine... the only common big expenses are discs/pads which could set you back 500-1000 depending on what you get, and then clutch and flywheel options as well. Other than that servicing should be cheap.

I'd love one. I thought they were uber rare, but at Japfest earlier this year there was about 50 of them on their stand: EDIT: I posted the wrong video... here it is.

Has anyone seen this game yet? It's out in August but from what i gather there has been very little marketing around it so it's not expected to sell well at the moment, but i've just watched the video and it looks great! Looks like a cross between Shenmue and GTA

Nice Nismo kit on the Coupe...

Very good.

quality

Fair one...

No i appreciate what you're saying, and is why i started this thread (cant beat a bit of free financial advice ) But at the moment i dont agree with what you're saying... the additional cost of the loan to actually buy into the car - paying more every month to buy into a depreciating asset doesnt make sense to me. Likewise if i borrow £30k to buy a car, and like you say after 2 years i lose my job - i reckon i'll owe more money on the loan than what the car is worth, so after i've sold the car i'll still owe even more money! That argument shifts into your favour the longer i keep he car though, but as previously mentioned i dont currently intend to keep a car for that long.

Interesting read. However the moral of that story seems to be you can either have lots of nice 2nd hand cars, or have occasional brand new middle of the road cars - for the same money. I guess it's horses for courses.... i'm planning on keeping my zed indefinitely, or in other words always keep a 2nd 'sports car' outside of any PCP plan, so i'll get my fill of fun cars too. That said, im not rushing out and signing up to a PCP deal... im just thinking in 12-18 months what my options may be. If i do the sums closer to the time and it's more economical to get a loan, then i'll go down that route.

I can't get my head around this bit at all. If I bought and sold a car after three years, yes the depreciation may be slightly more than the rent, but I would have the money back from selling the car whereas you would have nothing to show for your three years worth of rent? £20000 - £10000 = £10000 = -£10000 assuming £20k cash purchase and 10k resale. £0 - £10000 = -£10000 assuming £10k lease fees and an empty bank account to begin with. So it's decent if you don't have the cash to begin with and want / need a new car. This. I haven't got the cash flow to spend £30k on a car, nor do I want to save up for a long time to get that pot of cash. Furthermore if I did have £30k lying around I would be investing it in something that is going to appreciate rather than throwing it away on a car. On the other hand, just because I dont have that £30k to hand doesn't mean that I'm too poor to own an expensive car - it just means I'd rather divert my savings elsewhere, yet drive a car which I feel is appropriate. It may well be a bit cheaper to buy the car outright and sell it after 2 years making a lot of money back, but I'd need to get a £30k loan in order to buy it... Which is gonna be close to £1k a month over 5 years. Your posts don't make sense. If you actually had £30k, you wouldn't spend it on a car. But instead your going to 'rent' a car that you'll never see ANY return on?? Also, £1k a month over 60 months is £60k, you need to find a cheaper loan provider Heh heh, I didn't add it up as I was eating my tea but it would be more like £650 a month which is still high. The only way to get any ROI on a car is to either keep it for a long time, or pay more upfront/monthly - neither of which I want to do. If I thought I'd still be driving the same car in 5-6 years I'd obviously be looking to buy, but I won't be. Even with used cars you get stung heavily on depreciation... My previous zed, I bought it for 13.5k and sold it for 8k... That's 5.5k lost in 2.5 years. For the same money I cold have been in a brand new merc on PCP.

I can't get my head around this bit at all. If I bought and sold a car after three years, yes the depreciation may be slightly more than the rent, but I would have the money back from selling the car whereas you would have nothing to show for your three years worth of rent? £20000 - £10000 = £10000 = -£10000 assuming £20k cash purchase and 10k resale. £0 - £10000 = -£10000 assuming £10k lease fees and an empty bank account to begin with. So it's decent if you don't have the cash to begin with and want / need a new car. This. I haven't got the cash flow to spend £30k on a car, nor do I want to save up for a long time to get that pot of cash. Furthermore if I did have £30k lying around I would be investing it in something that is going to appreciate rather than throwing it away on a car. On the other hand, just because I dont have that £30k to hand doesn't mean that I'm too poor to own an expensive car - it just means I'd rather divert my savings elsewhere, yet drive a car which I feel is appropriate. It may well be a bit cheaper to buy the car outright and sell it after 2 years making a lot of money back, but I'd need to get a £30k loan in order to buy it... Which is gonna be close to £1k a month over 5 years.