Intense saving for a while and my insurance was not that bad at all, now 22, and i have the 350z, fully loaded/kitted up and mg zr, both insured for £1400 all in, fully comp on both, and all mods decalred and covered on the zed, you might be pretty shocked, might be worth getting in touch with sky insurance also admiral are good . See your based in Bradford, get along to one of our meets