martinmac

You really want more photos Ok will find a nice deserted part of the beach with no distractions

As I sit on my boat bouncing around in this awful weather I can still smile as I am off to Spain to warm up next week I know you will all be very interested in the weather there so will be sure to keep you updated. Off to pack my white socks and sandals now. See you soon

Would love to see this colour at the Wales meet, any chance you could pop up

Buy a rover, cost you very little.

And a little embarassing.

Nice recruiting

:lol: Should make a few more make the trek to Donny

Rob and I ( no not together ) have booked in here for the show. Its only a couple of miles away. If anyone else is interested would recommend you get in quick, not that many rooms. Good price too. http://www.travelodge.co.uk/find_a_hote ... gtonParkM1 Martin

Would look to be coming down on Friday bud so let me know if you need anything

If you want to go down the BigPhil route I will have my new seats delivered there and ask Phil to swap them out. You can then have my old seats for Phil to get recovered. This should save you a few pounds and save you having to go without seats for a while. Cost to you will then just be for recovering and shipping back to you.

Nice one Zedrush, my google search for "Leather brides wanted" didnt really help

Just pick somewhere central in Chester bud. Plenty of good hotels at good prices. Dont worry about the age thing, we will slow down for you

Nope

Think you have got the hang of it pretty quick bud :lol: Now how about Donny

Very fair price so best of luck with it.

Thught you said you couldnt speak welsh

Nice. and before anyone asks. http://www.dancesport.uk.com/shoes/conchart.htm

We're just killing time waiting for you to open ESR Southern Division Think Zedrush may carry nearly as much stock as Phil, coffee prbably isnt as good though

Nice one Stew, would be impolite for the guys not to return the compliment later in the year

The dealer prices can be very scary. What sort of bits are you after bud.

It may take a little looking after but when you do the result is fantastic. Not many around either.

Think we are about 2-3 years too late now for properties - everyone is doing it - when I should have done it I dithered too long and now its too late! Had my eye on a fab French property a few years ago for peanuts with shed loads of land but...missed the boat (no pun intended Martin)... Its funny how they bang on about Spain yet I understand that market is already dead - just the greedy sales reps trying to keep the momentum going! You might have to sell your Zeds for peanuts then I can finally afford one! Spain is also exremely speculative now. I still have plots of land there as a long term investment. Its all about getting planning permission from the loal mayor and then hoping he doesnt get thrown in jail before you complete the project. There is also a lot of "foreign money" from new democracies flying around which doesnt help.

If you want to try foreign property dealing have a go, I was very very lucky, never again though

Its a real pain. We have an industry wide pension, for the few that are left. With the numbers contributing going down every year the lag of members claiming still increases. This causes a constant shortfall which needs topping up. I pay a lot more per month and my employer pays a hell of a lot more. They recently had to pay another one off top up fee of 2K per head. I dont think there is any quick fix. Even if you were to take the money out it and try to invest yourself its hard to see how you would get a good return. It looks like evryone is doing the buy t let game now. Thanks to the government taxing pension plans and putting no realistic legislation in place to stop companies abusing its access to this money its a very unfair lottery. As for tax. I have been PAYE and done self employed work at the same time for many years. I was always striaght with my returns but gave up working on leave a few years ago as the accountance fees were outweighing the income due to constant battles with the tax man. I am very lucky in having a final salary pension scheme. Its just a matter of wether it goes bankrupt before I get there. Dont think there are any easy answers bud, its the best of a bad system at the moment.

Mersea Island this year, a bit different