I always thought having your car garaged helped cut insurance premiums??
Quite the opposite, there was a £100 difference between saying my Z4 and now 350Z was parked on the road and not in a locked garage.
Bizarre! One thing to definitely note is that if you tell your insurer your car is garaged at your premises then you MUST put it in the garage or inform them that it may occasionally not be. Doesn't cost anymore but they need to know.