+1
I declare all my mods. Id rather pay that bit extra & be covered than to not be covered should the worst happen
Yup I have said mine has a stainless exhaust and an induction kit and it has neither at the mo its 100% standard, the insurance copany said that its fine because ive declared them so if I have an accident with or without the mods im still covered
By the way that was with SKY insurance and my premium did not change with these mods being on my car. If you add them its a £20 admin fee thats all.
I think mine went up by £90 for a plenum, induction kit, wheels & full exhaust system which i havent bought yet but declared it due to the decats.