Def 6 points, fine is dependant on your circumstances. Say that you were borrowing the car and turn up dressed as if you're homeless!
Bad luck, although I'm in the same position no points in 10 years, although I'm sure without a doubt I'll get caught against soon - since owning the Zed, it's just too easy to speed. The next issue is the fact the speed limits on some roads change every 200 yards! You can never keep on top of the ever changing limits, then on top of that you have pot holes in the road - as well as useless drivers - am I ranting here?