Thanks all for your help and opinions, but I'm just going to wait till I'm 25 and for the people wondering, I have no points or convictions and haven't ever had a claim. i also almost bought a Galant vr4 insurance was £400 over Christmas, but by the time i got hold of the guy selling the car the insurance company wouldn't guarantee the £400 premium and instead quoted me £3500 like it was normal. Looks like I don't seem to have the best of luck.