Multicar has always been the cheaper option, but how its worked out makes no sense to me.
Currently myself, my dad and my mum are on a policy with 4 cars.
Previously i insured my car separately and my dad insured their 3 cars separately.
the cost for myself was around 800 per year, and he was 1500 per year.
Cars in question : 2003 nissan 350z, 1998 Mitsibushi Pajero Evo (import), 2005 Mitsibushi Shogun 3.2D, 2001 Audi a4 2.0 sline
I was only insured for my car, and could not drive the others. Now we have combined all 4 cars it has brought the cost down to 1700 per year and all 3 of us are insured to drive all 4 cars. better yet, I only have to pay 600 instead of 800 as his business covers the insurance for the shogun!
Good to point out I have 6 points with 3 previous and I'm only 24, and my dad has 3 points and one accident (smashed into a corsa, didn't even scratch the shogun) and is 51!