Hello
I'm after a bit of advice please. My HR was hit on the driver's side, on a roundabout. The other driver has admited fault.
However, their insurance company has written it off as a CAT N. They are offering me £5681 (Value of the vehicle less the value of the salvage £1794.00) valuing it at £7475. Does that seem like a fair price? It's done 80,000 miles. Does anyone have experience haggling in these cases? I won't be able to buy another one like mine for £5681.
Apart from the money, I'm not sure what to do. I keep the car and take the money.
So I have two options -
1) Repair it - I am pretty sure I can buy a second hand door for a hundred quid or so, the rear panel obviously needs work, and a respray will be required across that side. If I repair it, this does mean I have a CAT N car which will affect re-sale.
Or
2) Say goodbye to the car and have fun with something else. I've had it for ten years and it has been brilliant but I now have a family and although we have a family car I think I will need four seats in my next one.
Just wondering if anyone else has had a similar thing happen to them and what they did.
Thanks