Sorry to hear that Kta about your dad , I replied to your Pm before I just read this thread. Don't worry about sorting anything out until your ready to, theres really no rush at all. cheers Chris.
I hit a muntjac deer once at about 50 mph on a dual carriageway , it destroyed the Honda civic I was driving and ended up in the back of the engine bay.Luckily it was my girlfriends car ! We split up not long after
I always use go compare when my insurance is due but it never beats the renewal quote on any of my vehicles so it just goes to show how it works for different people