Hi, mine has 108, on the clock now and my mechanic say that it has no sign of a clutch change due to all the bolts still having yellow dots on them etc... No agrivation if you get me. He did a clutch test using various methods and said the clutch is strong. I have the same worry you have,..borrowed time. It's at the back of my mind all the time.
New clutch and fitting is not cheap!