right time for an unusual sensible Steve thread,
Do we have any estate agents or people recent taken the first step on the ladder etc, As i might have a opportunity to get on the property ladder in the next 6 months im aware this is a big thing not something you do on a whim, ive been having a nose on zoopla etc at local places for me, it seems most now are on this shared equity thing ie you only mortgages and own 30% etc, which to me unless im seeing it wrong looks a scam you pay a mortgages and then rent on top which turns out more in most cases than just taking the full mortgage, i understand its so people with small deposits can get a mortgage of £75k instead of trying to get one for £150k, If there anyone on here on a share equity that can give me there opinions,
for the question which i think will follow
im looking at a 1-2 bedroom property with a deposit of about £10-13k im aware its **** all for deposit. but im not looking for £400k 3 bedroom house