i had a s14 3 months into the policy i got the Zed the couldn't insure me on the zed at 21 so they had to cancel the policy then charged me £300 because it was me who wanted to cancel yet it was because they could insure me on my new car and i no a few people have had the same thing moved address told insurance went up a few hundred pounds then said na got a cheaper policy charged them stupid money to cancel it early even tho they and me paid monthly and had paid upto that current point so we wasnt asking to be insured for free ok maybe a £25 admin fee but £300