mine was also no fault,car was parked,uninsured driver came around the corner hitting the car infront of mine hard enough for it to bounce into the front of mine
driver was caught and arrested same night thanks to eye witness who followed him home
was told by tesco not to worry cause i would claim from the guy who's car hit mine and he would claim from uninsured driver,
that all changed when they realised the car that hit me was also insured by tesco
took almost 18 months for it to be completely sorted
never again