Adrian@TORQEN

Back in the UK, all items sold will be dispatched this week. All PMs replied.

Back in the UK, all items sold will be dispatched this week. All PMs replied.

Back in the UK, all items sold will be dispatched this week. All PMs replied.

Back in the UK, all items sold will be dispatched this week. All PMs replied.

Back in the UK, all items sold will be dispatched this week. All PMs replied.

Back in the UK, all items sold will be dispatched this week. All PMs replied.

The cost of car insurance is falling at a record rate in the UK, according to the insurance arm of the AA. The average annual comprehensive car insurance quote fell to £594.84 this month, it said, down 9.8% from £659.53 last July - the biggest decrease since the AA insurance index began in 1994. It said the dip was thanks, in part, to clampdowns on fraud and restrictions on claims management companies. Despite the fall, premiums remain much higher than they were six years ago. Third party, fire and theft quotes also fell between July 2012 and this month - down 4.8% to £820.58 on average, AA Insurance's research suggested. BBC business correspondent Joe Lynam said the 9.8% fall in comprehensive cover quotes follows a 6.4% fall over the course of 2012 - itself a record. But he adds that the cost of insuring the average car is still twice as much as it was in 2007. Gender equality At the start of April, a ban on referral fees was introduced. They were paid by lawyers and claims management firms to breakdown firms, brokers and the insurers themselves, in exchange for providing information about accident victims. Also, anyone suing for accident damages with the help of a no-win, no-fee lawyer - known as a conditional fee arrangement - now has to pay their lawyer's success fee from their own funds if they win their case. It was previously added to the bill of the losing party. This has made claims more expensive to pursue. And new gender equality laws have lowered premiums of men by far more than expected while women's premiums have remained static, according to AA Insurance's research. Fraudulent claims - especially for whiplash which is often difficult to disprove - are also down. AA Insurance director Simon Douglas said insurers previously faced "a fast-widening gap between premium income and claims costs - largely driven by whiplash injury claims and fraud, which saw very sharp premium increases between 2009 and 2011". "That gap is closing and premiums are falling again thanks to competition, as well as improved fraud detection by the insurance industry and tightening of the law that is beginning to curb the number of spurious new whiplash injury claims," he said. 'Treated unfairly' "The news that hundreds of rogue 'no-win no-fee' claims firms have been reined in is welcome and, in part, falling insurance premiums reflect that." Earlier this month, City regulator the Financial Conduct Authority launched an investigation into insurance companies for overcharging customers when they renew their car and house policies. The FCA says automatic renewal can lead to customers being treated unfairly. BBC Radio 4's Money Box revealed in March that loyal customers often pay much more than new ones for insurance. The insurance industry says consumers can shop around for the best prices in a competitive market. http://www.bbc.co.uk/news/business-23474426 Sent from my iPad using Tapatalk 2

Worth having it? Sent from my iPad using Tapatalk 2

If you can pay before the end of September you can have it now Always nice to help fellow members Sent from my iPad using Tapatalk 2

Looking good, Chris! Chubby, why not go for one as well, got 2 for sale Sent from my iPad using Tapatalk 2

GTHaus Meisterschaft is the way! ARC is so overrated

Have one for sale as well, KC350Z Will get listed next week when I'm back from hols

Is it done yet!?!?

I've been using sucesfully for many years http://www.cityindex.co.uk Spread betting and CFD trading are exempt from UK stamp duty. Spread betting is also exempt from UK Capital Gains Tax.

Yes, that's her!

Let me know of you need help!!!!!

SOLD to scobie140, pending payment.

PMs replied.

Some GTHaus Meisterschaft porn pics:

OI! When did you nick that stuff from my house?!

NOW SOLD, PLEASE LOCK.

PMs replied. Presold to Paddy pending payment. Thanks, Adrian

That's the plan!

First post refreshed! Please note: I will be on holiday as of tomorrow for a week. I might be slow replying to your PMs, but I will try my best. If you decide to buy the item while I'm away and we agree a deal, your parcel will be shipped the week commencing 5th of August. Thanks for looking.

Please note: I will be on holiday as of tomorrow for a week. I might be slow replying to your PMs, but I will try my best. If you decide to buy the item while I'm away and we agree a deal, your parcel will be shipped the week commencing 5th of August. Thanks for looking.