Sounds like a Tesla, not an Apple Car!
Samsung had NFC way before Apple, but never worked. Apple Pay introduced by Apple is fully functional. Is not about having the technology available, it's about by integrate it and make it work seamless. We had smartphones before 2007, but Apple iPhone has re-defined the smartphone concept. Nokia laughed about it, but today doesn't exist anymore. I also remember Michael Dell laughing about Apple, now it's the biggest company in the world...
However, it was more like a joke, for me a car needs to have a petrol engine in it... or doesn't?