Yeah, we went through something similar. Caroline got a company car and then got made redundant 3 years later. What we did was to keep her old car, a fairly worthless Daewoo Lanos, put it on SORN but by keeping it insured we were able to keep up her maximum no claims. There's another factor here, Caroline being close to retirement meant we knew she wasn't going to have a company car for many years anyway.
Pete