Thanks Lexx, I thought it was complete bollox myself but my Missus phoned them just go get a quote, even though our renewal is actually a bit lower than last year and that is taking into account an accident that hasn't been resolved yet.
This time last year we phoned Sky and were told that because we had not insured the car for 12 months they wouldn't touch us, well they did quote but it was twice what we could get, thought this year I would give them the chance as so many members had given good write ups.
All started well, they asked for the forum name and username, went though all the usual questions, then asked about where the car was kept, we said in a residential car park off road, they asked if it was secured, answered no and then told if it was unsecured and no garage then not insurable. Our post code is DA11, the quote last year was for SE9 so surely a better area and that is backed up by the cheaper quote this year from our current insurer as if we still in SE9 I would be expecting a increase along with 99% of the population...