Hi Ming
I thought that in the case of somebody has hit your car and is uninsured, then the Insurance Bureau handles it. Is this not the case then.
I was once in a taxi with a girlfriend at the time. We were involved in a crash. Girlfriend got bad whiplash (honest, quite bad actually) The taxi driver was working for a firm and it was ordered by phone. Unfortunately the taxi drive had no insurance and vanished. The injury claim was paid by the Insurance Bureau. Took ages though.