Ok the situation as it stands:
Last summer I had a Civic Type R which I parked in my companies private car park. The car park is shared which an engineering firm and they use the opposite end of the car park. One cloudy morning I arrived at work and parked up and went inside. A little while later a collegue came in and told me that one of the works vans had driven into my car smashing up the side and shunting it into a curb in front
I went outside and it turned out that the driver of the van had left the handbrake off and the van rolled into my car with a crash, bang and whollop! The company admitted all liability and so it seems that it would be sorted with no issues.
I called my insurance company and told them everything, they told me that I would be contacted by a 'accident management company' and they would sort everything. The company that called me, Car Crash Line, were a bunch of monkeys and couldn't understand anything that was told to them. They eventually realised that it could not have been my fault (mainly because I was not in the car!!!) and told me that they would be sending me a Polo hire car while mine was being repaired. I kicked up a fuss as I told them I wanted a like for like hire care. Eventually they agreed and sent over a Honda Legend (?). After a week or 2 driving that I called them to say that I would prefer a more economical car as the average 12 MPG was killing me, they agreed and sent over a 3 series BMW. When each car came I had to sign for them, which I did.
All was repaired, the hire cars given back and everything forgotton about.
Until today.
I received a letter from a solictor this morning regarding a collision that I was part of, and telling me that I was responsible for the costs?!?! They also had on the letter that they wanted me to send them my account details, my credit card details and proof of any credit I owed at the time of the accident. Alarm bells were ringing a little at this point so I called the solictor, after checking there credentials, to find out what the situation was. After calling all day I finally got hold of the solicitor who explained why he had wrote to me. Basically it seems there was a clause in the paperwork I signed saying that if the insurance company failed to pay any costs the ultimately I would be the person who caughed up?! Apparently because I had money to pay for my own hire car then the insurance company shouldn't have top pay for them.
I have told the solictor that I'm not going to be sending any account details showing I was capable of paying myself as this is for them to argue about and the only way I will supply them is when a judge asks me face to face in court.
I'm totally confused as to why I am being shafted here to be honest, I'm far too busy with other things to be dealing with this! This all seems to stem from a @*!# accident management company, who incidently have dissapeared and resurfaced with an ever so slightly different trading name!
From what I can remember, the hire car costs were around £3000 so there's no chance of me paying anyway as I've spend ever penny I have on my new house!