The same thing happens on my Zed ... I don't think it's the clutch slipping though ..
There is a really old thread about this issue but I can't seem to find it at the moment ...
Removing the cover takes a few minutes at the most ...
You don't need any tools unless you are going to remove the mounts for it as well, and even then all you'll need is a flat screwdriver ..
I think tinta are pretty cool unless you go too dark with them ..
I've had tints on all my cars except the Zed .... probably because I WANT to be seen in it .. LoL
I'm tempted to get the rear quarters done in a light smoke though ..
That code can be down to cold weather ..
I had that come up a few times last winter and it stopped happening once the weather got warmer ...
I've never had it since
I transfered the money via instant bank transfer while at the sellers house.
That way we could both see that it had gone through ok ...
I know it was a bit of a risk using someone elses computer but most online banking sites only ask for part of the password ...
I had a very similar experience with Bell who are also part of Admiral ..
My renewal quote from Bell was £500 more than the quote I got from Admiral
I called up Bell and they couldn't work it out either so they just told me to take up the new policy with Admiral .... LoL