it always goes up; and usually a silly amount; then you shop around, get the lowest quote, go back to admiral tell them your going else where, and they tend to match it and then a little under as well.
its a game, they all play it, and its part of the renewal process. anyone who accpets the first renewal offer without looking is a fool. there is always a saving to be had.
Yep did that and they came down a bit but still more than my original quote Maybe they didnt like me