I managed to get a classic policy on my mk2 mr2 last year when it was 20 years old. Insured it for around 200
Taken from confused.com classic car page:
What counts as a classic car?
All pre-1960 cars are exempt from road tax, but many other factors are taken into account when determining if a car is a ‘classic’ – not just its age.
In the UK, there is no fixed age group that a classic car must fit into. For insurance purposes a classic car can be any car that is older than 15 years.
These are often known as modern classics, and can be considered as a classic car despite their age, e.g. a 1989 Volkswagen Golf GTI.
It’s up to the insurer whether they class the car as a classic, which is why it’s always good to compare a range of providers and prices.
There has been a long running debate on what qualifies a car as a classic, with many feeling that age alone is not enough. The Federation of British Historic Vehicle Clubs has outlined new guidance from the Department of Transport stating that a vehicle will be deemed historic with a 30 year threshold.